554 Mahonia Rd, Elgin, SC 29045 Property Records

Richland County property record for 554 Mahonia Rd, Elgin, SC 29045

Property Summary

Details	5 bd · 4 ba · 3,464 sqft · built 2022
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$440,355 (Sep 2022)
Tax Bill	$4,453 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29001-04-15`

Property Details

APN / Parcel Number

Primary APN	`29001-04-15`
Alternative APN	`R29001-04-15`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,464 sqft Heated Area
Gross Area	4,468 sqft
Flooring	Wood

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	9,583 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	554 MAHONIA RD
City	ELGIN
State	SC
Zip	29045-9849
Property Category	Other
Property Type	Unknown
Local Zoning Code	PD
Legal Description	LOT 72 51.1X131.8X23.5X64.9X142.1 #SU WOODCREEK FARMS AREA A5 PHASE 1C
Legal Phase	1C
Legal Lot Number	51,72
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2012
Census Tract	11407

Owner

554 Mahonia Rd is owned by an individual who bought it in September 2022.

Source: Richland County records, as of July 14, 2026

Owner of Record	Individual Name on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2022 · Amount on File
Deed Sale	Sep 19, 2022 · Amount on File
Deed Document Number	202252772
Deed Book / Page	2780 / 3002
Record Updated	Sep 20, 2026

September 2022: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 19, 2022
Property Address	554 MAHONIA RD, ELGIN, SC 29045-9849
Document Number	0027803002
Book / Page	2780 / 3002
Map Reference	MB 2582 PG 1610
Instrument Date	Sep 2, 2022
Instrument	2022052772
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2026
Title Company	UNKNOWN, HARVEY & VALLINI LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,145.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 MAHONIA RD, ELGIN, SC 29045-9849
Investor	Possibly a Property Investor

Mortgage

Document Number	2022052773
Date	Sep 19, 2022
Instrument	2022052773

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 554 Mahonia Rd was $4,453.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,453.00	$506,500 (-)	$551,600 (-) Land $66,000 Building $485,600
2024		$506,500	$551,600 Land $66,000 Building $485,600
2023	$3,792.00 Additional exemption filed

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 554 Mahonia Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 554 Mahonia Rd is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20