Richland County property record for 545 Mahonia Rd, Elgin, SC 29045
| Details | 5 bd · 3 ba · 3,085 sqft · built 2022 |
|---|---|
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $384,415 (Sep 2022) |
| Tax Bill | $3,885 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29001-09-10 |
| Primary APN | 29001-09-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,085 sqft Heated Area |
| Gross Area | 3,933 sqft |
| Flooring | Wood |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 8,276 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 545 MAHONIA RD |
|---|---|
| City | ELGIN |
| State | SC |
| Zip | 29045-9849 |
| Property Category | Other |
| Property Type | Unknown |
| Local Zoning Code | PD |
| Legal Description | LOT 78 70X120X70X120 #SU WOODCREEK FARMS AREA A5 PHASE 1C |
| Legal Phase | 1C |
| Legal Lot Number | 70,78 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 11407 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2024 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Sep 19, 2022 | Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRST HERITAGE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2022 · Amount on Record |
| Deed Sale | Sep 19, 2022 · Amount on Record |
| Deed Document Number | 202252768 |
| Deed Book / Page | 2780 / 2964 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 545 MAHONIA RD, ELGIN, SC 29045-9849 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 545 MAHONIA RD, ELGIN, SC 29045-9849 |
| Document Number | 0029640816 |
|---|---|
| Date | Oct 15, 2024 |
| Book Page | 2964/816 |
| Instrument | 2024045952 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Oct 1, 2052 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 19, 2022 |
| Property Address | 545 MAHONIA RD, ELGIN, SC 29045-9849 |
| Document Number | 0027802964 |
| Book / Page | 2780 / 2964 |
| Map Reference | MB 2582 PG 1610 |
| Instrument Date | Sep 8, 2022 |
| Instrument | 2022052768 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | UNKNOWN, HARVEY & VALLINI LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $999.70 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 545 MAHONIA RD, ELGIN, SC 29045-9849 |
| Document Number | 2022052769 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 2022052769 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,885.00 (-71.13%) | $442,100 | $500,400 Land $66,000 Building $434,400 |
| 2023 | $13,455.00 Additional exemption filed |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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