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554 Lightsey Crossing Ln, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 554 Lightsey Crossing Ln, Saint Augustine, FL 32084 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,075 sqft · built 2023
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (Dec 2023)
Tax Bill$3,596 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Dec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN100851-0380

Property Details

APN / Parcel Number

Primary APN100851-0380

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,075 sqft Living Area
Gross Area2,603 sqft
1st Floor Area2,075 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area148 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address554 LIGHTSEY CROSSING LN
CitySAINT AUGUSTINE
StateFL
Zip32084-8392
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description117/68-78 ARBORS AT LIGHTSEY CROSSING PHASES 1 AND 2 LOT 38 OR5874/1203
Legal SubdivisionARBORS AT LIGHTSEY CROSSING PHASES 1 AND
Legal Block1
Legal Lot Number38
JurisdictionST JOHNS FL
Township / Civil DivisionHASTINGS
Census Block Group1
Census Block1002
Census Tract21103

Owner

Source: St. Johns County records · APN 100851-0380

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address554 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8392
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Deed of Trust, Mortgage · Line of Credit
SPACE COAST CREDIT UNION
Dec 21, 2023Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 21, 2023 · Amount on Record
Deed SaleDec 21, 2023 · Amount on Record
Deed Document Number202398673
Deed Book / Page5874 / 1203
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateJul 24, 2026
Property Address554 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8392
Document Number0000063709
Book / Page6408 / 427
Instrument DateJul 15, 2026
Instrument202663709
Transaction TypeMortgage
Record UpdatedAug 07, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8392

Mortgage

Document Number0000063709,
DateJul 24, 2026
Book Page6408/427
Instrument202663709
Lender
NameSPACE COAST CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateDec 21, 2023
Property Address554 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8392
Document Number0058741203
Book / Page5874 / 1203
Map ReferenceMB 117 PG 68
Instrument DateDec 19, 2023
Instrument2023098673
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 12, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,010.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8392

Mortgage

Document Number0058741208
DateDec 21, 2023
Instrument5874/1208
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$292,690 (+2.7%)$372,912 (+4.1%) Land $85,000 Building $287,912
2025$3,596.00 (+13.01%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$284,995 (+2.9%)$358,218 (-2.23%) Land $85,000 Building $273,218
2024$3,182.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$276,963$366,402 (-14.79%) Land $80,000 Building $286,402
$430,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090211031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 119 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies119 in force

Wildfire

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire LikelihoodAbout 1 in 379 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 99 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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