539 Lightsey Crossing Ln, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 539 Lightsey Crossing Ln, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,073 sqft · built 2023
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$413,300 (Oct 2023)
Tax Bill$4,391 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN100851-1120

Property Details

APN / Parcel Number

Primary APN100851-1120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,073 sqft Living Area
Gross Area2,556 sqft
1st Floor Area2,073 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address539 LIGHTSEY CROSSING LN
CitySAINT AUGUSTINE
StateFL
Zip32084-8392
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description117/68-78 ARBORS AT LIGHTSEY CROSSING PHASES 1 AND 2 LOT 112 OR5835/673
Legal SubdivisionARBORS AT LIGHTSEY CROSSING PHASES 1 AND
Legal Block1
Legal Lot Number112
JurisdictionST JOHNS FL
Township / Civil DivisionHASTINGS
Census Block Group1
Census Block1002
Census Tract21103

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address539 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8392
OccupancyOwner Occupied
Owner TypeIndividual
VestingLimited Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2023 · Amount on Record
Deed SaleOct 3, 2023 · Amount on Record
Deed Document Number202378006
Deed Book / Page5835 / 673
Record UpdatedJun 8, 2026

October 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateOct 3, 2023
Property Address539 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8392
Document Number0058350673
Book / Page5835 / 673
Map ReferenceMB 117 PG 68
Instrument DateSep 29, 2023
Instrument2023078006
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 12, 2024
Title CompanyFIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,893.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

NameVerified Name
Address539 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8392

Mortgage

Document Number0005835678
DateOct 3, 2023
Instrument5835/678
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053

Mortgage

Document Number0058350697
DateOct 3, 2023
Book Page5835/697
Instrument2023078008
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$347,899 (+2.7%)$361,278 (+6.65%) Land $85,000 Building $276,278
2025$4,391.00 (+6.68%) Homeowner's exemption$338,753 (-2.1%)$338,753 (-2.1%) Land $85,000 Building $253,753
2024$4,116.00 (+438.04%) Homeowner's exemption$346,023 (+476.71%)$346,023 (+476.71%) Land $80,000 Building $266,023
2023$765.00$60,000$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 119 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies119 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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