554 Leistner Dr, Monterey, TN 38574 Property Records

Cumberland County property record for 554 Leistner Dr, Monterey, TN 38574

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,386 sqft · built 1990
Lot Size	5.9 acres (257,004 sqft)
Owner	2 Individual Names on Record
Last Sale	$378,100 (Dec 2021)
Tax Bill	$1,090 (2025)
Deeds & Mortgages	Mar 2026 Construction Loan Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`046-001.85`

Property Details

APN / Parcel Number

Primary APN	`046-001.85`
Alternative APNs	`0204604600185` `018046 00185`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,386 sqft Living Area
Gross Area	3,634 sqft
1st Floor Area	1,726 sqft
Upper Floors Area	660 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2007
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	257,004 sqft (5.9 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	1,080 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	192 sqft
Deck Area	80 sqft
Patio Area	380 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	554 LEISTNER DR
City	MONTEREY
State	TN
Zip	38574-7089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUMB COVE UNIT 2 PB 8 PG 196 BLK 2 LOT 15
Legal Subdivision	CUMB COVE UNIT 2
Legal Block	2
Legal Lot Number	15
Jurisdiction	CUMBERLAND TN
Township / Civil Division	7
Census Block Group	3
Census Block	3018
Census Tract	970302

Owner

Source: Cumberland County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	554 LEISTNER DR, MONTEREY, TN 38574-7089
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Construction Mortgage ONE BANK OF TENNESSEE
Dec 21, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Prior Sale	Apr 27, 1990 · Amount on Record
Deed Document Number	202118823
Deed Book / Page	1631 / 2305
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	554 LEISTNER DR, MONTEREY, TN 38574-7089
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004107
Date	Mar 27, 2026
Book Page	1745/12
Instrument	26004107

Lender

Name	ONE BANK OF TENNESSEE
Type	Bank
Address	MONTEREY, TN 38574

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CUMBERLAND TN
Recording Date	Dec 21, 2021
Property Address	554 LEISTNER DR, MONTEREY, TN 38574-7089
Document Number	0000018822
Book / Page	1631 / 2303
Instrument Date	Dec 14, 2021
Instrument	21018822
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 WYOMING AVE, SAINT CLOUD, FL 34769-3455

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,090.00	$96,050 (-) Land $8,750 Building $87,300	$384,200 (-) Land $35,000 Building $349,200
2024	$1,090.00 (+18.48%)
2023		$96,050 (-) Land $8,750 Building $87,300
2022		$96,050 Land $8,750 Building $87,300	$384,200 (-) Land $35,000 Building $349,200
2021			$384,200 Land $35,000 Building $349,200
2018	$920.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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