540 Leistner Dr, Monterey, TN 38574 Property Records

Cumberland County property record for 540 Leistner Dr, Monterey, TN 38574

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,656 sqft · built 2004
Lot Size	5.7 acres (248,292 sqft)
Owner	Individual Name on Record
Last Sale	$349,900 (Sep 2026)
Tax Bill	$660 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046-001.87`

Property Details

APN / Parcel Number

Primary APN	`046-001.87`
Alternative APNs	`0204604600187` `018046 00187`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,656 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	1,656 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Architectural Style	Custom Design
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	248,292 sqft (5.7 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open/Unfinished Porch
Porch Area	699 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	540 LEISTNER DR
City	MONTEREY
State	TN
Zip	38574-7089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUMB COVE UNIT 2 PB 8 PG 196 BLK 2 LOT 17
Legal Subdivision	CUMB COVE UNIT 2
Legal Block	2
Legal Lot Number	17
Jurisdiction	CUMBERLAND TN
Township / Civil Division	7
Census Block Group	3
Census Block	3018
Census Tract	970302

Owner

Source: Cumberland County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 LEISTNER DR, MONTEREY, TN 38574-7089
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Warranty Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE LLC
Sep 27, 2018	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2026 · Amount on Record
Deed Sale	Sep 8, 2026 · Amount on Record
Prior Sale	Oct 16, 2014 · Amount on Record
Deed Document Number	202612269
Deed Book / Page	1757 / 2928
Prior Transfer Date	Sep 15, 2018
Prior Transfer Doc	0000011639
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Sep 8, 2026
Property Address	540 LEISTNER DR, MONTEREY, TN 38574-7089
Document Number	0000012269
Book / Page	1757 / 2928
Instrument Date	Sep 4, 2026
Instrument	202612269
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	CEDAR TITLE SERVICES, CEDAR CITY TITLE COOKEVILLE LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130,757.63
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 LEISTNER DR, MONTEREY, TN 38574-7089
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012270,
Date	Sep 8, 2026
Instrument	202612270

Lender

Name	INTERCOASTAL MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Sep 27, 2018
Property Address	540 LEISTNER DR, MONTEREY, TN 38574-7089
Document Number	0000011639
Book / Page	001535 / 001890
Instrument Date	Sep 15, 2018
Instrument	11639
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	540 LEISTNER DR MONTEREY TN 385747089, MONTEREY, TN 38574-7089

Mortgage

Document Number	11640
Date	Sep 27, 2018
Book Page	001535/001895
Instrument	11640

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 26, 2033

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$660.00	$58,175 (-) Land $8,750 Building $49,425	$232,700 (-) Land $35,000 Building $197,700
2024	$660.00 (+8.02%)
2023		$58,175 (-) Land $8,750 Building $49,425
2022		$58,175 Land $8,750 Building $49,425	$232,700 (-) Land $35,000 Building $197,700
2021			$232,700 Land $35,000 Building $197,700
2018	$611.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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