Branch County property record for 554 Lake Dr, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $257,000 (Aug 2020) |
| Tax Bill | $10,409 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-026-100-052-00 |
| Primary APN | 110-026-100-052-00 |
|---|
| Lot Area | 6,098 sqft (0.14 acres) |
|---|
| Street Address | 554 LAKE DR |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-8563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG IN CEN OF HWY IN N 1/2 FRL SEC 26 AT A PT ON LI SH SHOWN ON PLAT 13.6 FT S 30DEG E FR G TH S30DEG E ON LI OF 60 FT, TH S |
| Legal Range | 06W |
| Legal Township | 07S |
| Legal Section | 26 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | OVID |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 951000 |
554 Lake Dr is owned by two individuals who acquired it in January 2023.
Source: Branch County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5106 HIGHPOINT DR, TOLEDO, OH 43615-1174 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2021 | Deed of Trust, Mortgage · Commercial Mortgage SIGNATURE BANK NA |
| Aug 10, 2020 | Warranty Deed, Transfer |
| Aug 10, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2020 · Amount on File |
| Deed Sale | Aug 10, 2020 · Amount on File |
| Prior Sale | Aug 10, 2020 · Amount on File |
| Deed Document Number | 20205116 |
| Last Transfer Date | Jan 2, 2023 |
| Transfer Doc | 0000000068 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 554 LAKE DR, COLDWATER, MI 49036-8563 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202102256 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 2021-02256 |
| Name | SIGNATURE BANK NA |
|---|---|
| Type | Bank |
| Address | TOLEDO, OH 43623 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 251 Months |
| Due | Mar 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Aug 10, 2020 |
| Property Address | 554 LAKE DR, COLDWATER, MI 49036-8563 |
| Document Number | 202005116 |
| Instrument Date | Aug 3, 2020 |
| Instrument | 2020-05116 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,210.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7206 GREY ESTATES DR, 7206, LAMBERTVILLE, MI 48144-8507 |
| Name | Verified Name |
|---|---|
| Address | 554 LAKE DR, COLDWATER, MI 49036-8563 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Aug 10, 2020 |
| Property Address | 554 LAKE DR, COLDWATER, MI 49036-8563 |
| Document Number | 202005115 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 2020-05115 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7206 GREY ESTATES DR, LAMBERTVILLE, MI 48144-8507 |
The 2025 property tax bill for 554 Lake Dr was $10,409, up 2.8% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Ovid Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $334,402 (+2.6%) | $668,804 (+2.6%) | |
| 2025 | $10,409.00 (+2.78%) | $325,941 | $651,882 |
| 2024 | $10,127.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 554 Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1982–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 554 Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, Lakeland Internet, Mercury Fiber, MetaLINK Technologies, T-Mobile.
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