Branch County property record for 548 Lake Dr, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Jul 2021) |
| Tax Bill | $3,488 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-026-100-047-00 |
| Primary APN | 110-026-100-047-00 |
|---|
| Lot Area | 4,356 sqft (0.1 acres) |
|---|
| Street Address | 548 LAKE DR |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-8563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT A PT ON THE SH OF COLDWATER LAKE, 40 FT S OF LAND CONVEYED TO E KLEINDINST BY DEED RECORDED IN LIBER 155 OF DEEDS, ON |
| Legal Range | 06W |
| Legal Township | 07S |
| Legal Section | 26 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | OVID |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 951000 |
548 Lake Dr is owned by an individual who bought it in July 2021.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1405 BROWNSTONE PL, SCHAUMBURG, IL 60193-3533 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2021 · Amount on File |
| Deed Sale | Jul 13, 2021 · Amount on File |
| Deed Document Number | 20215562 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jul 13, 2021 |
| Property Address | 548 LAKE DR, COLDWATER, MI 49036-8563 |
| Document Number | 202105562 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 2021-05562 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,139.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 548 LAKE DR, 548, COLDWATER, MI 49036-8563 |
| Name | Verified Name |
|---|---|
| Address | 1405 BROWNSTONE PL, SCHAUMBURG, IL 60193-3533 |
| Document Number | 202105563 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021-05563 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 548 Lake Dr was $3,488, up 0.4% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Ovid Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115,435 (+1.49%) | $230,870 (+1.49%) | |
| 2025 | $3,488.00 (+0.43%) | $113,736 | $227,472 |
| 2024 | $3,473.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 548 Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1982–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 548 Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, Lakeland Internet, Mercury Fiber, MetaLINK Technologies, T-Mobile.
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