Monmouth County and Spring Lake Heights Borough property record for 554 Jersey Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,004 sqft · built 1951 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $142,500 (Dec 2000) |
| Tax Bill | $13,616 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 48-00022-0000-00094 |
| Primary APN | 48-00022-0000-00094 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,004 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Upper Floors Area | 1,074 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Other |
| Lot Area | 8,999 sqft (0.207 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 152 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 02960 |
|---|---|
| Street Address | 554 JERSEY AVE |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | VILLA PARK |
| Legal Block | 22 |
| Legal Lot Number | 94 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 808901 |
554 Jersey Ave is owner-occupied and held in a trust since September 2025.
Source: Monmouth County and Spring Lake Heights Borough records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 554 JERSEY AVE, SPRING LAKE, NJ 07762-1833 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Living Trust |
| Date | Document |
|---|---|
| Jun 30, 2026 | Bargain and Sale Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REALFI HM FNDG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2000 · Amount on File |
| Deed Sale | Dec 18, 2000 · Amount on File |
| Deed Book / Page | 6000 / 554 |
| Last Transfer Date | Sep 4, 2025 |
| Transfer Doc | 0000053038 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 30, 2026 |
| Property Address | 554 JERSEY AVE, SPRING LAKE, NJ 07762-1833 |
| Document Number | 0000053038 |
| Book / Page | 9800 / 2979 |
| Instrument Date | Sep 4, 2025 |
| Instrument | 202653038 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Living Trust |
| Address | 554 JERSEY AVE, SPRING LAKE, NJ 07762-1833 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 554 JERSEY AVE, SPRING LAKE, NJ 07762-1833 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0095358368 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 9535/8368 |
| Instrument | 2021124333 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 554 JERSEY AVE, SPRING LAKE, NJ 07762-1833 |
| Document Number | 0000013214 |
| Instrument Date | Aug 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Title Company | TITLE LINK LLC |
| Name | Verified Name |
|---|---|
| Address | 321 SPRING ST RED BANK NJ 077012283, RED BANK, NJ 07701-2283 |
| Document Number | 0000013214 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 009476/002087 |
| Instrument | 13214 |
| Name | REALFI HM FNDG CORP |
|---|---|
| Address | WHITE PLAINS, NY 10604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 24, 2036 |
The 2025 property tax bill for 554 Jersey Ave was $13,616 with a veteran's exemption, up 3.4% from the year before.
Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Heights Borough |
| Unified School District | Spring Lake Heights Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,472,300 (+10.72%) Land $966,000 Building $506,300 | $1,472,300 (+10.72%) Land $966,000 Building $506,300 | |
| 2025 | $13,616.00 (+3.39%) Veteran's exemption | $1,329,700 Land $828,000 Building $501,700 | $1,329,700 Land $828,000 Building $501,700 |
| 2024 | $13,170.00 | ||
| 2023 | $1,168,500 Land $687,500 Building $481,000 | $1,168,500 Land $687,500 Building $481,000 | |
| 2022 | $12,431.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 554 Jersey Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 554 Jersey Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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