515 Jersey Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 515 Jersey Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,711 sqft · built 1915
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$616,250 (Sep 2009)
Tax Bill	$6,807 (2025)
Deeds & Mortgages	Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`47-00072-02-00007`

Property Details

APN / Parcel Number

Primary APN	`47-00072-02-00007`
Alternative APNs	`4700072000200007` `4707202000000007`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,711 sqft Living Area
1st Floor Area	1,228 sqft
Upper Floors Area	1,014 sqft
Basement Area	470 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	3,485 sqft (0.08 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	Deck Area
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	4707202000000007
Street Address	515 JERSEY AVE
City	SPRING LAKE
State	NJ
Zip	07762-1452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	CHARLES LEWIS 03
Legal Block	72.2
Legal Lot Number	7
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE
Census Block Group	4
Census Block	4008
Census Tract	809100

Owner

515 Jersey Ave is owned and occupied by two individuals who bought it in September 2009.

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 JERSEY AVE, SPRING LAKE, NJ 07762-1452
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2009 · Amount on File
Deed Sale	Sep 17, 2009 · Amount on File
Prior Sale	Mar 8, 2004 · Amount on File
Deed Document Number	2009107577
Deed Book / Page	8797 / 7070
Record Updated	Oct 29, 2026

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 10, 2017
Property Address	515 JERSEY AVE, SPRING LAKE, NJ 07762-1452
Document Number	0000064526
Book / Page	009234 / 005029
Instrument Date	Apr 15, 2017
Instrument	64526
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	WFG NATIONAL TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$760.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	515 JERSEY AVE SPRING LAKE NJ 077621452, SPRING LAKE, NJ 07762-1452

Tax Assessment & Valuation

The 2025 property tax bill for 515 Jersey Ave was $6,807, down 12.7% from the year before.

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Borough
Unified School District	Spring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,608,700 (+8.01%) Land $1,266,000 Building $342,700	$1,608,700 (+8.01%) Land $1,266,000 Building $342,700
2025	$6,807.00 (-12.66%)	$1,489,400 Land $1,161,000 Building $328,400	$1,489,400 Land $1,161,000 Building $328,400
2024	$7,794.00
2023		$1,413,400 Land $888,000 Building $525,400	$1,413,400 Land $888,000 Building $525,400
2022	$6,685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Jersey Ave in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	21 (1979–2012)
Claims Outside the SFHA	16 of 21
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims Hurricane Irene, Sep 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 515 Jersey Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20