Monroe County and Gates Town property record for 554 Howard Rd, Rochester, NY 14624
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,632 sqft · built 1935 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,587 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 262600 119.07-3-48 |
| Primary APN | 262600 119.07-3-48 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 768 sqft |
| 2nd Floor Area | 576 sqft |
| Upper Floors Area | 288 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 128 ft deep x 96 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01807000000 |
|---|---|
| Street Address | 554 HOWARD RD |
| City | ROCHESTER |
| State | NY |
| Zip | 14624-1760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 0103- 1-02 20000 AC FAIRFAX LR17 L108 P34 |
| Legal Subdivision | FAIRFAX SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 48.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | GATES |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 14302 |
Source: Monroe County and Gates Town records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 554 HOWARD RD, ROCHESTER, NY 14624-1760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 554 HOWARD RD, ROCHESTER, NY 14624-1760 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 554 HOWARD RD, ROCHESTER, NY 14624-1760 |
| Document Number | 0000000283 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 29665/377 |
| Instrument | 202112270283 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | ROCHESTER, NY 14624 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monroe County and Gates Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Gates Town |
| Unified School District | Gates-Chili Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,587.00 (-17.41%) | $247,100 (+124.84%) Land $35,300 Building $211,800 | $247,100 (+86.63%) Land $35,300 Building $211,800 |
| 2023 | $109,900 (-) Land $24,200 Building $85,700 | $132,400 (+9.6%) Land $29,155 Building $103,245 | |
| 2022 | $109,900 Land $24,200 Building $85,700 | $120,800 Land $26,600 Building $94,200 | |
| 2021 | $4,343.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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