532 Howard Rd, Rochester, NY 14624 Property Records

Monroe County and Gates Town property record for 532 Howard Rd, Rochester, NY 14624

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,790 sqft · built 1951
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,000 (Apr 2019)
Tax Bill	$5,549 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262600 119.07-3-60`

Property Details

APN / Parcel Number

Primary APN	`262600 119.07-3-60`
Alternative APNs	`26001190700003060000` `01810000000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,790 sqft Living Area
1st Floor Area	1,300 sqft
Upper Floors Area	490 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	113 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01810000000
Street Address	532 HOWARD RD
City	ROCHESTER
State	NY
Zip	14624-1754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0103- 1-02 20000 AC FAIRFAX LR20 L108 P34
Legal Block	3
Legal Lot Number	60.000
Jurisdiction	MONROE NY
Township / Civil Division	GATES
Census Block Group	2
Census Block	2016
Census Tract	14302

Owner

Source: Monroe County and Gates Town records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	532 HOWARD RD, ROCHESTER, NY 14624-1754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Line of Credit KINECTA FEDERAL CREDIT UNION
Apr 16, 2019	Correction Deed, Transfer NOT AVAILABLE
Apr 16, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2019 · Amount on Record
Deed Sale	Apr 16, 2019 · Amount on Record
Deed Document Number	2019771
Deed Book / Page	12171 / 520
Prior Transfer Date	Apr 11, 2019
Prior Transfer Doc	0000000770
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	May 7, 2026
Property Address	532 HOWARD RD, ROCHESTER, NY 14624-1754
Document Number	0003417391
Book / Page	31316 / 497
Instrument Date	May 1, 2026
Instrument	20263417391
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 HOWARD RD, ROCHESTER, NY 14624-1754

Mortgage

Document Number	0003417391,
Date	May 7, 2026
Book Page	31316/497
Instrument	20263417391

Lender

Name	KINECTA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2056

Interest

Rate	6.46%
Max Rate	-1%

April 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MONROE NY
Recording Date	Apr 16, 2019
Property Address	532 HOWARD RD, ROCHESTER, NY 14624-1754
Document Number	0000000770
Book / Page	012171 / 000517
Instrument Date	Apr 11, 2019
Instrument	770
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 OXFORD ST ROCHESTER NY 146073244, ROCHESTER, NY 14607-3244

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Apr 16, 2019
Property Address	532 HOWARD RD, ROCHESTER, NY 14624-1754
Document Number	0000000771
Book / Page	012171 / 000520
Instrument Date	Apr 1, 2019
Instrument	771
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$468.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	522 HOWARD RD ROCHESTER NY 14624, ROCHESTER, NY 14624

Tax Assessment & Valuation

Source: Monroe County and Gates Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Gates Town
Unified School District	Gates-Chili Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,549.00 (+3.49%)	$206,400 (+73.59%) Land $31,500 Building $174,900	$206,400 (+44.03%) Land $31,500 Building $174,900
2023		$118,900 (-) Land $21,200 Building $97,700	$143,300 (+9.64%) Land $25,551 Building $117,749
2022		$118,900 Land $21,200 Building $97,700	$130,700 Land $23,304 Building $107,396
2021	$5,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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