554 Grove Ave, Banning, CA 92220 Property Records

Riverside County property record for 554 Grove Ave, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,270 sqft · built 1955
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$324,000 (Dec 2020)
Tax Bill	$4,879 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`538-092-002`

Property Details

APN / Parcel Number

Primary APN	`538-092-002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,270 sqft Living Area
Gross Area	1,796 sqft
1st Floor Area	1,270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Wood
Roof Material	Gravel
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	554 GROVE AVE
City	BANNING
State	CA
Zip	92220-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	POR LOT 1 BLK D MB 015/039 SYLVAN ACRES 2
Legal Subdivision	SYLVAN ACRES 2
Legal Block	D
Legal Lot Number	1
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	2
Census Block	2017
Census Tract	44102

Owner

554 Grove Ave is owned and occupied by two individuals who bought it in December 2020.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	554 GROVE AVE, BANNING, CA 92220-3807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Dec 15, 2020	Grant Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jul 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2020 · Amount on File
Deed Sale	Dec 15, 2020 · Amount on File
Prior Sale	Mar 16, 2009 · Amount on File
Deed Document Number	2020637056
Prior Transfer Date	May 9, 2018
Prior Transfer Doc	0000267341
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	554 GROVE AVE, BANNING, CA 92220-3807
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 GROVE AVE, BANNING, CA 92220-3807

Mortgage

Document Number	0000061139
Date	Feb 4, 2022
Instrument	2022-0061139

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 15, 2020
Property Address	554 GROVE AVE, BANNING, CA 92220-3807
Document Number	0000637056
Map Reference	MB 15 PG 39
Instrument Date	Oct 28, 2020
Instrument	2020-0637056
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	554 GROVE AVE, BANNING, CA 92220-3807

Mortgage

Document Number	0000637057
Date	Dec 15, 2020
Instrument	2020-0637057

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Mortgage

Document Number	0000637058
Date	Dec 15, 2020
Instrument	2020-0637058

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 3, 2018
Property Address	554 GROVE AVE, BANNING, CA 92220-3807
Document Number	0000267341
Instrument Date	May 9, 2018
Instrument	267341
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	3800 W WILSON ST #31 BANNING CA 922203435, 31, BANNING, CA 92220-3435

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 20, 2017
Property Address	554 GROVE AVE, BANNING, CA 92220-3807
Document Number	0000159353
Instrument Date	Apr 18, 2017
Instrument	159353
Transaction Type	Transfer
Record Updated	Apr 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 GROVE AVE BANNING CA 922203807, BANNING, CA 92220-3807

Tax Assessment & Valuation

The 2025 property tax bill for 554 Grove Ave was $4,879.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,718 (+2%) Land $82,804 Building $274,914
2025	$4,879.00	$350,705 Land $81,181 Building $269,524
2023	$4,778.00 (+2.12%)	$337,089 Land $78,030 Building $259,059
2022	$4,679.00
2021			$287,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 554 Grove Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 554 Grove Ave is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

Nearby Properties on Grove Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures