554 Forest Ridge Ct, Cincinnati, OH 45244 Property Records

Clermont County property record for 554 Forest Ridge Ct, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,132 sqft · built 1990
Lot Size	0.23 acres (10,036 sqft)
Owner	Individual Name on Record
Last Sale	$117,500 (Aug 2011)
Tax Bill	$3,671 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-72-01A-073`

Property Details

APN / Parcel Number

Primary APN	`41-72-01A-073`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	424 sqft
Basement Area	484 sqft
Finished Basement	484 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,036 sqft (0.23 acres)
View / Lot	Cul-de-sac
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	12 sqft
Deck Area	268 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	554 FOREST RIDGE CT
City	CINCINNATI
State	OH
Zip	45244-1490
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL MEADOWS B; LOT 73
Legal Subdivision	LAUREL MEADOWS
Legal Lot Number	73
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	4
Census Block	4007
Census Tract	41405

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	554 FOREST RIDGE CT, CINCINNATI, OH 45244-1490
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Sep 27, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
May 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 1, 2020	Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2011 · Amount on Record
Deed Sale	Aug 4, 2011 · Amount on Record
Prior Sale	Oct 1, 1990 · Amount on Record
Deed Document Number	201117182
Deed Book / Page	2321 / 1717
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Recording Date	Aug 12, 2026
Property Address	554 FOREST RIDGE CT, CINCINNATI, OH 45244-1490
Document Number	0000018457
Book / Page	3031 / 331
Instrument Date	Jul 17, 2026
Instrument	202618457
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 FOREST RIDGE CT, CINCINNATI, OH 45244-1490

Mortgage

Document Number	0000018457,
Date	Aug 12, 2026
Book Page	3031/331
Instrument	202618457

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2056

Interest

Rate	6.47%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	554 FOREST RIDGE CT, CINCINNATI, OH 45244-1490
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 FOREST RIDGE CT, CINCINNATI, OH 45244-1490

Mortgage

Document Number	0000024482
Date	Sep 27, 2022
Book Page	2930/1045
Instrument	202200024482

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jul 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	554 FOREST RIDGE CT, CINCINNATI, OH 45244-1490
Transaction Type	Mortgage
Record Updated	Jun 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014105
Date	May 24, 2022
Book Page	2920/2660
Instrument	202200014105

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	Other
Max Rate	9.5%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	554 FOREST RIDGE CT, CINCINNATI, OH 45244-1490
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RELIABLE LAND TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034074
Date	Dec 1, 2020
Book Page	2860/5596
Instrument	202000034074

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	Oct 16, 2035

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,671.00 (-49.4%)	$72,950 (-) Land $17,400 Building $55,550
2024			$208,400 (-) Land $49,700 Building $158,700
2023	$7,255.00 (+135.78%) Homeowner's exemption	$72,950 (+38.11%) Land $17,400 Building $55,550	$208,400 (+38.1%) Land $49,700 Building $158,700
2022	$3,077.00 Homeowner's exemption	$52,820 Land $12,600 Building $40,220
2020			$150,900 Land $36,000 Building $114,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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