548 Forest Ridge Ct, Cincinnati, OH 45244 Property Records

Clermont County property record for 548 Forest Ridge Ct, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,100 sqft · built 1989
Lot Size	0.139 acres (6,056 sqft)
Owner	Individual Name on File
Last Sale	$153,900 (Dec 2017)
Tax Bill	$3,647 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-72-01.-026`

Property Details

APN / Parcel Number

Primary APN	`41-72-01.-026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	560 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,056 sqft (0.139 acres)
View / Lot	Cul-de-sac
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	24 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	548 FOREST RIDGE CT
City	CINCINNATI
State	OH
Zip	45244-1489
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL MEADOWS A PUD; UNIT 26
Legal Subdivision	LAUREL MEADOWS
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	4
Census Block	4007
Census Tract	41405

Owner

548 Forest Ridge Ct is owned and occupied by an individual who bought it in December 2017.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	548 FOREST RIDGE CT, CINCINNATI, OH 45244-1489
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Dec 19, 2017	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2017 · Amount on File
Deed Sale	Dec 19, 2017 · Amount on File
Prior Sale	Dec 2, 2010 · Amount on File
Deed Document Number	201729474
Prior Transfer Date	Jul 2, 2008
Prior Transfer Doc	0000018417
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	548 FOREST RIDGE CT, CINCINNATI, OH 45244-1489
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 FOREST RIDGE CT, CINCINNATI, OH 45244-1489

Mortgage

Document Number	0000022162
Date	Oct 22, 2025
Book Page	3006/936
Instrument	202500022162

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	62 Months
Due	Dec 18, 2030

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLERMONT OH
Recording Date	Dec 19, 2017
Property Address	548 FOREST RIDGE CT, CINCINNATI, OH 45244-1489
Document Number	0000029474
Map Reference	PC 4 PG 207-208
Instrument Date	Dec 14, 2017
Instrument	201700029474
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 FOREST RIDGE CT, CINCINNATI, OH 45244-1489

Mortgage

Document Number	0000029475
Date	Dec 19, 2017
Instrument	201700029475

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 548 Forest Ridge Ct was $3,647 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,647.00	$72,460 Land $17,400 Building $55,060
2024			$207,000 (-) Land $49,700 Building $157,300
2023	$7,206.00 (+135.72%) Homeowner's exemption	$72,460 (+38.1%) Land $17,400 Building $55,060	$207,000 Land $49,700 Building $157,300
2022	$3,057.00 Homeowner's exemption	$52,470 Land $12,600 Building $39,870
2020			$149,900 Land $36,000 Building $113,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 548 Forest Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 Forest Ridge Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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