Morris County and Chatham Township property record for 554 Fairmount Ave, Chatham, NJ 07928
| Property Type | Single Family Home |
|---|---|
| Details | 1,760 sqft · built 1963 |
| Lot Size | 0.002 acres (105 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $757,500 (Jun 2019) |
| Tax Bill | $13,199 (2024) |
| Deeds & Mortgages | Feb 2026 Line of Credit Sep 2020 Mortgage + 2 more |
| APN | 05-00048-11-00001 |
| Primary APN | 05-00048-11-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,760 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 105 sqft (0.002 acres) |
| Account Number | 1970 |
|---|---|
| Street Address | 554 FAIRMOUNT AVE |
| City | CHATHAM |
| State | NJ |
| Zip | 07928-1330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | BRIAR HILL SEC 01 |
| Legal Block | 48.11 |
| Legal Lot Number | 1 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | CHATHAM |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 44000 |
Source: Morris County and Chatham Township records · APN 05-00048-11-00001
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 554 FAIRMOUNT AVE, CHATHAM, NJ 07928-1330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 04, 2026 | Deed of Trust, Mortgage · Line of Credit VALLEY NATIONAL BANK NA |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jun 06, 2019 | Deed, Transfer · ARM JPMORGAN CHASE BANK NA |
| Mar 02, 2017 | Deed with Mortgage, Transfer · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2019 · Amount on Record |
| Deed Sale | Jun 06, 2019 · Amount on Record |
| Prior Sale | Mar 02, 2017 · Amount on Record |
| Deed Document Number | 201928208 |
| Deed Book / Page | 23548 / 1960 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 554 FAIRMOUNT AVE, CHATHAM, NJ 07928-1330 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 554 FAIRMOUNT AVE, CHATHAM, NJ 07928-1330 |
| Investor | Possibly a Property Investor |
| Document Number | 0250541253 |
|---|---|
| Date | Feb 04, 2026 |
| Book Page | 25054/1253 |
| Instrument | 2026004835 |
| Name | VALLEY NATIONAL BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 554 FAIRMOUNT AVE, CHATHAM, NJ 07928-1330 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0238701722 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 23870/1722 |
| Instrument | 2020062557 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Jun 06, 2019 |
| Property Address | 554 FAIRMOUNT AVE, CHATHAM, NJ 07928-1330 |
| Document Number | 0235481960 |
| Book / Page | 23548 / 1960 |
| Instrument Date | May 31, 2019 |
| Instrument | 2019028208 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2021 |
| Title Company | CHP TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,854.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 N SUMMIT AVENUE, 115, SHORT HILLS, NJ |
| Name | Verified Name |
|---|---|
| Address | 554 FAIRMOUNT AVE, CHATHAM, NJ 07928-1330 |
| Document Number | 2019028209 |
|---|---|
| Date | Jun 06, 2019 |
| Instrument | 2019028209 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Mar 02, 2017 |
| Property Address | 554 FAIRMOUNT AVE, CHATHAM, NJ 07928-1330 |
| Document Number | 0230881413 |
| Book / Page | 023088 / 001413 |
| Instrument Date | Feb 16, 2017 |
| Instrument | 13490 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 554 FAIRMOUNT AVE CHATHAM NJ 079281330, CHATHAM, NJ 07928-1330 |
| Document Number | 230881418 |
|---|---|
| Date | Mar 02, 2017 |
| Book Page | 023088/001418 |
| Instrument | 13490 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2047 |
Source: Morris County and Chatham Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Chatham Township |
| Unified School District | The Chathams School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $663,600 (-) Land $450,900 Building $212,700 | $663,600 (-) Land $450,900 Building $212,700 | |
| 2025 | $663,600 (-) Land $450,900 Building $212,700 | $663,600 (-) Land $450,900 Building $212,700 | |
| 2024 | $13,199.00 (+2.21%) | ||
| 2023 | $663,600 Land $450,900 Building $212,700 | $663,600 Land $450,900 Building $212,700 | |
| 2022 | $12,913.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (1978–2012) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Optimum Communications.
Based on FCC filings for 232 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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