542 Fairmount Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 542 Fairmount Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	1,867 sqft · built 1960
Lot Size	0.44 acres (19,162 sqft)
Owner	2 Individual Names on File
Last Sale	$699,000 (Sep 2017)
Tax Bill	$10,556 (2024)
Deeds & Mortgages	Aug 2023 Second Mortgage Sep 2017 Sale & Mortgage
APN	`05-00048-10-00039`

Property Details

APN / Parcel Number

Primary APN	`05-00048-10-00039`
Alternative APNs	`0500048001000039` `1958`

Interior

Stories	2 Stories
Building Area	1,867 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	19,162 sqft (0.44 acres)

Location & Zoning

Account Number	1958
Street Address	542 FAIRMOUNT AVE
City	CHATHAM
State	NJ
Zip	07928-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	BRIAR HILL SEC 01
Legal Block	48.10
Legal Lot Number	39
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	4
Census Block	4031
Census Tract	44000

Owner

542 Fairmount Ave is owned and occupied by two individuals who bought it in September 2017.

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	542 FAIRMOUNT AVE, CHATHAM, NJ 07928-1329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPENCER SAVINGS BANK SLA
Sep 19, 2017	Grant Deed, Transfer · Conventional with PMI SPENCER SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2017 · Amount on File
Deed Sale	Sep 19, 2017 · Amount on File
Prior Sale	May 12, 1998 · Amount on File
Deed Document Number	201757038
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	542 FAIRMOUNT AVE, CHATHAM, NJ 07928-1329
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0246390697
Date	Aug 10, 2023
Book Page	24639/697
Instrument	2023029922

Lender

Name	SPENCER SAVINGS BANK SLA
Type	Bank
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 7, 2043

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Sep 19, 2017
Property Address	542 FAIRMOUNT AVE, CHATHAM, NJ 07928-1329
Document Number	0232080579
Book / Page	023208 / 000579
Instrument Date	Sep 12, 2017
Instrument	57038
Transaction Type	Transfer
Record Updated	Nov 17, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$699.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	542 FAIRMOUNT AVE CHATHAM NJ 079281329, CHATHAM, NJ 07928-1329

Mortgage

Document Number	232080584
Date	Sep 19, 2017
Book Page	023208/000584
Instrument	57039

Lender

Name	SPENCER SVGS BK
Type	Federal Savings Bank
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,700 (-) Land $377,900 Building $152,800	$530,700 (-) Land $377,900 Building $152,800
2025		$530,700 Land $377,900 Building $152,800	$530,700 Land $377,900 Building $152,800
2024	$10,556.00
2023		$530,700 Land $377,900 Building $152,800	$530,700 Land $377,900 Building $152,800
2022	$10,327.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 542 Fairmount Ave; there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1978–2012)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 542 Fairmount Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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