Winona County property record for 554 E 13th St, Saint Charles, MN 55972
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 880 sqft · built 1949 |
| Lot Size | 0.178 acres (7,754 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,724 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Sep 2022 Transfer |
| APN | 29.090.0120 |
| Primary APN | 29.090.0120 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 880 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Basement Area | 256 sqft |
| Unfinished Basement | 256 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 7,754 sqft (0.178 acres) |
| Lot Dimensions | 147 ft deep x 53 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Deck Area | 374 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 554 E 13TH ST |
|---|---|
| City | SAINT CHARLES |
| State | MN |
| Zip | 55972-1606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-20 TWP-106 RANGE-010 WICKERS ADDITION LOT-005 BLOCK-004 |
| Legal Range | 010 |
| Legal Township | 106 |
| Legal Section | 20 |
| Legal Subdivision | WICKERS ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 671000 |
Source: Winona County records · APN 29.090.0120
Assessment roll updated August 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1565 LAKEWOOD DR, THE VILLAGES, FL 32162-2275 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK |
| Sep 27, 2022 | Intrafamily Transfer, Transfer LEGAL & TITLE SERVICES |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2013 |
| Deed Sale | May 07, 2013 |
| Deed Document Number | 2013573211 |
| Last Transfer Date | Sep 22, 2022 |
| Transfer Doc | 000A645432 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | May 13, 2026 |
| Property Address | 554 E 13TH ST, SAINT CHARLES, MN 55972-1606 |
| Document Number | 0000666498 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 2026666498 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 1565 LAKEWOOD DR, THE VILLAGES, FL 32162-2275 |
| Document Number | 0000666498, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 2026666498 |
| Name | MERCHANTS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Sep 27, 2022 |
| Property Address | 554 E 13TH ST, SAINT CHARLES, MN 55972-1606 |
| Document Number | 000A645432 |
| Instrument Date | Sep 22, 2022 |
| Instrument | A645432 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | LEGAL & TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 65150 141ST AVE, WABASHA, MN 55981-7588 |
Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | St. Charles City |
| Unified School District | St. Charles Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,724.00 (+21.07%) | ||
| 2025 | $162,600 (+1.69%) Land $31,300 Building $131,300 | $162,600 (+1.69%) Land $31,300 Building $131,300 | |
| 2023 | $1,424.00 Homeowner's exemption | $159,900 Land $30,900 Building $129,000 | $159,900 Land $30,900 Building $129,000 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Hiawatha Broadband Communications Cable · Fiber in parts of the area | 1,000 / 30 |
| LTD Broadband Fixed Wireless | 150 / 130 |
May also be available: Verizon.
Based on FCC filings for 162 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Charles serves 3,825 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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