Winona County property record for 507 E 13th St, Saint Charles, MN 55972
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,376 sqft · built 1950 |
| Lot Size | 0.219 acres (9,540 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $252,900 (Jun 2023) |
| Tax Bill | $3,090 (2026) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Nov 2022 Mortgage + 4 more |
| APN | 29.090.0020 |
| Primary APN | 29.090.0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,540 sqft (0.219 acres) |
| Lot Dimensions | 90 ft deep x 106 ft wide |
| Garage Area | 484 sqft |
| Porch | Porch |
| Porch Area | 192 sqft |
| Deck Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 507 E 13TH ST |
|---|---|
| City | SAINT CHARLES |
| State | MN |
| Zip | 55972-1605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-20 TWP-106 RANGE-010 WICKERS ADDITION LOT-010 BLOCK-001 & LOT 11 |
| Legal Range | 010 |
| Legal Township | 106 |
| Legal Section | 20 |
| Legal Subdivision | WICKERS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 10-11 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 671000 |
Source: Winona County assessment roll, APN 29.090.0020, as of August 5, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 507 E 13TH ST, SAINT CHARLES, MN 55972-1605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 06, 2023 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Nov 07, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 05, 2022 | Deed of Trust, Mortgage · FHA Mortgage MERCHANTS BANK |
| Jun 01, 2021 | Warranty Deed, Transfer · FHA Mortgage MERCHANTS BANK NA |
| Dec 31, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Oct 16, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2023 · Amount on Record |
| Deed Sale | Jun 06, 2023 · Amount on Record |
| Prior Sale | Jun 01, 2023 · Amount on Record |
| Deed Document Number | 2023649199 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Jun 06, 2023 |
| Property Address | 507 E 13TH ST, SAINT CHARLES, MN 55972-1605 |
| Document Number | 000A649199 |
| Instrument Date | Jun 01, 2023 |
| Instrument | A649199 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Title Company | ROCHESTER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $834.57 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 507 E 13TH ST, SAINT CHARLES, MN 55972-1605 |
| Document Number | 000A649200 |
|---|---|
| Date | Jun 06, 2023 |
| Instrument | A649200 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 507 E 13TH ST, SAINT CHARLES, MN 55972-1605 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 507 E 13TH ST, SAINT CHARLES, MN 55972-1605 |
| Document Number | 000A646103 |
|---|---|
| Date | Nov 07, 2022 |
| Instrument | A646103 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 507 E 13TH ST, SAINT CHARLES, MN 55972-1605 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 507 E 13TH ST, SAINT CHARLES, MN 55972-1605 |
| Document Number | 000A644440 |
|---|---|
| Date | Aug 05, 2022 |
| Instrument | A644440 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Jun 01, 2021 |
| Property Address | 507 E 13TH ST, SAINT CHARLES, MN 55972-1605 |
| Document Number | 634298 |
| Instrument Date | May 28, 2021 |
| Instrument | 634298 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $613.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 507 E 13TH ST, SAINT CHARLES, MN 55972-1605 |
| Document Number | 634299 |
|---|---|
| Date | Jun 01, 2021 |
| Instrument | 634299 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Dec 31, 2019 |
| Property Address | 507 E 13TH ST, SAINT CHARLES, MN 55972-1605 |
| Document Number | 621883 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 621883 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1411 WILDLIFE LN, WINONA, MN 55987-4882 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Oct 16, 2019 |
| Property Address | 507 E 13TH ST, SAINT CHARLES, MN 55972-1605 |
| Document Number | 620109 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 620109 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $346.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 507 E 13TH ST, SAINT CHARLES, MN 55972-1605 |
Source: Winona County assessment roll as of August 5, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | St. Charles City |
| Unified School District | St. Charles Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,090.00 (+40.97%) | ||
| 2025 | $239,200 (+1.7%) Land $42,700 Building $196,500 | $239,200 (+1.7%) Land $42,700 Building $196,500 | |
| 2023 | $2,192.00 (-1.44%) Homeowner's exemption | $235,200 (+16.72%) Land $42,300 Building $192,900 | $235,200 (+16.72%) Land $42,300 Building $192,900 |
| 2022 | $2,224.00 Homeowner's exemption | $201,500 Land $39,100 Building $162,400 | $201,500 Land $39,100 Building $162,400 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 365 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Hiawatha Broadband Communications Cable · Fiber, Fixed Wireless in parts of the area | 1,000 / 30 |
| LTD Broadband Fixed Wireless | 150 / 130 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system MN1850009, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Charles serves 3,825 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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