554 3rd St, Helena, MT 59601 Property Records

Lewis And Clark County property record for 554 3rd St, Helena, MT 59601

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,598 sqft · built 2005
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on Record
Last Sale	$533,662 (Oct 2023)
Tax Bill	$3,630 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0525644`

Property Details

APN / Parcel Number

Primary APN	`R0525644`
Alternative APNs	`05-1888-31-2-13-15-0000` `0000023909`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,598 sqft Living Area
1st Floor Area	1,081 sqft
Basement Area	997 sqft
Unfinished Basement	997 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,407 sqft (0.193 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft
Deck Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000023909
Street Address	554 3RD ST
City	HELENA
State	MT
Zip	59601-5336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	HELENA TOWNSITE 1869, S31, T10 N, R03 W, BLOCK 548, LOT 26 - 27
Legal Range	03W
Legal Township	10N
Legal Section	31
Legal Subdivision	HELENA TOWNSITE 1869
Legal Block	548
Legal Lot Number	26,27
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	3
Census Block	3020
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helena South-Central Historic District listed 1986 · 170 contributing resources · NRIS 86002274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	554 3RD ST, HELENA, MT 59601-5336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Oct 5, 2023	Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Prior Sale	May 18, 2009
Deed Document Number	20233416615
Deed Book / Page	62 / 5913
Prior Transfer Date	Sep 19, 2005
Prior Transfer Doc	M33/2315
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	554 3RD ST, HELENA, MT 59601-5336
Transaction Type	Mortgage
Record Updated	Dec 8, 2025
Title Company	UNKNOWN, FLYING S TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 3RD ST, HELENA, MT 59601-5336

Mortgage

Document Number	00M64/8062
Date	Nov 17, 2025
Book Page	M64/8062
Instrument	3443438

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Oct 5, 2023
Property Address	554 3RD ST, HELENA, MT 59601-5336
Document Number	00M62/5913
Book / Page	M62 / 5913
Instrument Date	Oct 5, 2023
Instrument	3416615
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	NOT AVAILABLE, FLYINGS TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	554 3RD ST, HELENA, MT 59601-5336

Mortgage

Document Number	0003416616
Date	Oct 5, 2023
Instrument	3416616

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,630.00 (+5.43%)	$576,000 (-)
2025	$3,443.00 (-30.86%)	$576,000 (+26.04%)	$576,000 (+26.04%) Land $191,380 Building $384,620
2023	$4,980.00	$457,000	$457,000 Land $144,240 Building $312,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 80% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Montana Internet.

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