548 3rd St, Helena, MT 59601 Property Records

Lewis And Clark County property record for 548 3rd St, Helena, MT 59601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,946 sqft · built 2013
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on Record
Last Sale	$633,270 (Aug 2026)
Tax Bill	$4,308 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R055658`

Property Details

APN / Parcel Number

Primary APN	`R055658`
Alternative APNs	`05-1888-31-2-13-11-0000` `0000004076`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,946 sqft Living Area
1st Floor Area	1,184 sqft
Basement Area	964 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,407 sqft (0.193 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	128 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000004076
Street Address	548 3RD ST
City	HELENA
State	MT
Zip	59601-5336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	HELENA TOWNSITE 1869, S31, T10 N, R03 W, BLOCK 548, LOT 24 - 25, COS #490156/T
Legal Range	03W
Legal Township	10N
Legal Section	31
Legal Subdivision	HELENA TOWNSITE 1869
Legal Block	548
Legal Lot Number	24,25
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	3
Census Block	3020
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helena South-Central Historic District listed 1986 · 170 contributing resources · NRIS 86002274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lewis And Clark County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	548 3RD ST, HELENA, MT 59601-5336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Personal Representative Deed, Transfer · Conventional Mortgage BANK OF MONTANA
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF HELENA
Oct 25, 2018	Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK OF HELENA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2026 · Amount on Record
Deed Sale	Aug 28, 2026 · Amount on Record
Deed Document Number	20263454446
Deed Book / Page	65 / 7476
Record Updated	Oct 29, 2026

August 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Aug 28, 2026
Property Address	548 3RD ST, HELENA, MT 59601-5336
Document Number	0003454446
Book / Page	65 / 7476
Instrument Date	Aug 27, 2026
Instrument	20263454446
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE ESCROW, FLYING S TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 3RD ST, HELENA, MT 59601-5336

Mortgage

Document Number	0003454446,
Date	Aug 28, 2026
Book Page	65/7477
Instrument	20263454446

Lender

Name	BANK OF MONTANA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	548 3RD ST, HELENA, MT 59601-5336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M57/9216
Date	Oct 5, 2020
Book Page	M57/9216
Instrument	3364301

Lender

Name	VALLEY BANK OF HELENA
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	548 3RD ST, HELENA, MT 59601-5336
Transaction Type	Mortgage
Record Updated	Nov 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M54/8529
Date	Oct 25, 2018
Book Page	M54/8529
Instrument	3329531

Lender

Name	VALLEY BANK OF HELENA
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 24, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,308.00 (+2.01%)	$675,200 (-)	$675,200 (-) Land $191,380 Building $483,820
2025	$4,223.00 (-27.71%)	$675,200 (+25.97%)	$675,200 (+25.97%) Land $191,380 Building $483,820
2023	$5,842.00	$536,000	$536,000 Land $144,240 Building $391,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 85% of Montana
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Montana Internet, T-Mobile.

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