Niagara County and Niagara Falls City property record for 554 31st St, Niagara Falls, NY 14301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,524 sqft · built 1948 |
| Lot Size | 0.104 acres (4,545 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $156,000 (Jul 2026) |
| Tax Bill | $4,050 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 291100 159.27-2-38 |
| Primary APN | 291100 159.27-2-38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,524 sqft Living Area |
| 1st Floor Area | 876 sqft |
| Upper Floors Area | 648 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,545 sqft (0.104 acres) |
| Lot Dimensions | 101 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 05/3603. |
|---|---|
| Street Address | 554 31ST ST |
| City | NIAGARA FALLS |
| State | NY |
| Zip | 14301-2542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2-B |
| Legal Description | TM 170 BL C LOT 35 & PT 37 |
| Legal Subdivision | STEADMAN FARM |
| Legal Block | 2 |
| Legal Lot Number | 38.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | NIAGARA FALLS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 21400 |
Source: Niagara County and Niagara Falls City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1212 90TH ST, NIAGARA FALLS, NY 14304-2602 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 27, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2026 · Amount on Record |
| Deed Sale | Jul 1, 2026 · Amount on Record |
| Deed Document Number | 20269652 |
| Prior Transfer Date | Aug 20, 2021 |
| Prior Transfer Doc | 0000000183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Jul 1, 2026 |
| Property Address | 554 31ST ST, NIAGARA FALLS, NY 14301-2542 |
| Document Number | 0000009652 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 20269652 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63,024.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1212 90TH ST, NIAGARA FALLS, NY 14304-2602 |
| Document Number | 0000009653, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 20269653 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Sep 27, 2021 |
| Property Address | 554 31ST ST, NIAGARA FALLS, NY 14301-2542 |
| Document Number | 0000000183 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2021-20183 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 554 31ST ST, NIAGARA FALLS, NY 14301-2542 |
Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Niagara Falls City |
| Unified School District | Niagara Falls City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,050.00 (+171.08%) | ||
| 2025 | $1,494.00 | $58,300 (-) Land $3,100 Building $55,200 | $129,600 (+2%) Land $6,891 Building $122,709 |
| 2023 | $58,300 Land $3,100 Building $55,200 | $108,000 Land $5,743 Building $102,257 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Sep 1998 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NIAGARA FALLS WATER BOARD serves 50,193 people · EPA ID NY3100568 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 831 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
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