Oneida County and Deerfield Town property record for 5539 Walker Rd, Deerfield, NY 13502
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,460 sqft · built 1946 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $136,500 (Jul 2020) |
| Tax Bill | $3,880 (2026) |
| Deeds & Mortgages | Jun 2021 Line of Credit Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 303200 307.006-2-47 |
| Primary APN | 303200 307.006-2-47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,460 sqft Living Area |
| 1st Floor Area | 992 sqft |
| Upper Floors Area | 468 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 300 sqft |
| Shed | 1 Shed |
| Canopy | 16 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 005230 |
|---|---|
| Street Address | 5539 WALKER RD |
| City | UTICA |
| State | NY |
| Zip | 13502-1243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | 5539 WALKER RD |
| Legal Block | 2 |
| Legal Lot Number | 47.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | DEERFIELD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 23901 |
5539 Walker Rd is owned and occupied by an individual who bought it in July 2020.
Source: Oneida County and Deerfield Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5539 WALKER RD, UTICA, NY 13502-1243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION |
| Jul 30, 2020 | Warranty Deed, Transfer · Conventional with PMI NBT BK |
| Dec 18, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2020 · Amount on File |
| Deed Sale | Jul 30, 2020 · Amount on File |
| Prior Sale | Dec 18, 2019 · Amount on File |
| Deed Document Number | 20209455 |
| Prior Transfer Date | Dec 17, 2019 |
| Prior Transfer Doc | 17697 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 5539 WALKER RD, UTICA, NY 13502-1243 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10662 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 2021-010662 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2031 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jul 30, 2020 |
| Property Address | 5539 WALKER RD, UTICA, NY 13502-1243 |
| Document Number | 0000009455 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 9455 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $546.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 707 CLARK MILLS NY 133210707, CLARK MILLS, NY 13321-0707 |
| Document Number | 9456 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 9456 |
| Name | NBT BK |
|---|---|
| Type | Bank |
| Address | NORWICH, NY 13815 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 29, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Dec 18, 2019 |
| Property Address | 5539 WALKER RD, UTICA, NY 13502-1243 |
| Document Number | 0000017697 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 17697 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $255.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6566 LAWRENCE ST ROME NY 134408031, ROME, NY 13440-8031 |
The 2026 property tax bill for 5539 Walker Rd was $3,880, up 3.9% from the year before.
Source: Oneida County and Deerfield Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Deerfield Town |
| Unified School District | Whitesboro Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,880.00 (+3.85%) | ||
| 2025 | $3,736.00 | $15,000 Land $1,000 Building $14,000 | $172,414 Land $11,494 Building $160,920 |
| 2023 | $15,000 (-) Land $1,000 Building $14,000 | $158,730 (+14.81%) Land $10,582 Building $148,148 | |
| 2022 | $1,022.00 | $15,000 Land $1,000 Building $14,000 | $138,249 Land $9,217 Building $129,032 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5539 Walker Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5539 Walker Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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