5520 Walker Rd, Deerfield (Utica), NY 13502 Property Records

Oneida County and Deerfield Town property record for 5520 Walker Rd, Deerfield, NY 13502

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,156 sqft · built 1985
Lot Size0.275 acres (12,000 sqft)
OwnerIndividual Name on Record
Tax Bill$5,432 (2026)
Deeds & MortgagesSep 2022 Line of Credit
Oct 2021 Refinance
Flood ZoneZone X (minimal risk)
APN303200 307.006-3-7

Property Details

APN / Parcel Number

Primary APN303200 307.006-3-7
Alternative APNs
  • 320030700600030070000000
  • 004741

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,156 sqft Living Area
1st Floor Area906 sqft
Upper Floors Area250 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions150 ft deep x 80 ft wide
Garage TypeAttached
Garage Area250 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area298 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number004741
Street Address5520 WALKER RD
CityUTICA
StateNY
Zip13502-1232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Description5520 WALKER RD LOT 22 N 4740 E 4740 S 4730 W WALKER RD
Legal Block3
Legal Lot Number7.000
JurisdictionONEIDA NY
Township / Civil DivisionDEERFIELD
Census Block Group1
Census Block1006
Census Tract23901

Owner

Source: Oneida County and Deerfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5520 WALKER RD, UTICA, NY 13502-1232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 4, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 6, 2014
Transfer Doc2014014136
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address5520 WALKER RD, UTICA, NY 13502-1232
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015584
DateSep 28, 2022
Instrument2022-015584
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address5520 WALKER RD, UTICA, NY 13502-1232
Transaction TypeMortgage
Record UpdatedOct 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number16671
DateOct 4, 2021
Instrument2021-016671
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Oneida County and Deerfield Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
County SubdivisionDeerfield Town
Unified School DistrictWhitesboro Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,432.00 (+3.86%) Homeowner's exemption
2025$5,230.00 (+257.97%)$21,000 (-) Land $2,000 Building $19,000$241,379 (+8.62%) Land $22,988 Building $218,391
2023$21,000 (+5%) Land $2,000 Building $19,000$222,222 (+20.56%) Land $21,164 Building $201,058
2022$1,461.00 Homeowner's exemption$20,000 Land $2,000 Building $18,000$184,332 Land $18,433 Building $165,899

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMVWA - MOHAWK VALLEY WATER AUTHORITY
serves 126,250 people · EPA ID NY3202411
Water SourceSurface water
Last State InspectionNov 2024
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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