5539 Lightning Ln, Catawba, NC 28609 Property Records

Catawba County property record for 5539 Lightning Ln, Catawba, NC 28609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 2022
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on File
Last Sale	$362,500 (Mar 2023)
Tax Bill	$1,322 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`3780-04-52-2718`

Property Details

APN / Parcel Number

Primary APN	`3780-04-52-2718`
Alternative APN	`0301802`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	167 ft deep x 143 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	5539 LIGHTNING LN
City	CATAWBA
State	NC
Zip	28609-9062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 26 PLAT 62-82
Legal Subdivision	RUSSELL RIDGE PH 2
Legal Lot Number	26
Jurisdiction	CATAWBA NC
Township / Civil Division	CATAWBA
Census Block Group	1
Census Block	1013
Census Tract	11501

Owner

5539 Lightning Ln is owned and occupied by an individual who bought it in March 2023.

Source: Catawba County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	5539 LIGHTNING LN, CATAWBA, NC 28609-9062
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PEOPLES BANK
Jul 21, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2023 · Amount on File
Deed Sale	Mar 30, 2023 · Amount on File
Prior Sale	Jul 21, 2022 · Amount on File
Deed Document Number	20235364
Deed Book / Page	3801 / 836
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Mar 30, 2023
Property Address	5539 LIGHTNING LN, CATAWBA, NC 28609-9062
Document Number	0038010836
Book / Page	3801 / 836
Map Reference	MB 62 PG 82
Instrument Date	Mar 14, 2023
Instrument	5364
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$725.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3575 KARA LN, MAIDEN, NC 28650-9518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5539 LIGHTNING LANE, MAIDEN, NC 28650

Mortgage

Document Number	0000005365
Date	Mar 30, 2023
Instrument	5365

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.95%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	5.95%
Max Rate At Change	7.95%
Index	1-Year CMT
Max Rate	11.9%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Jul 21, 2022
Property Address	5539 LIGHTNING LN, CATAWBA, NC 28609-9062
Document Number	0037580029
Book / Page	3758 / 29
Map Reference	MB 62 PG 82
Instrument Date	Jul 20, 2022
Instrument	16094
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Amount	Amount on Record
Tax	$72.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2242 LONGCOVE CT, SHERRILLS FORD, NC 28673-9284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 KARA LN, MAIDEN, NC 28650-9518

Tax Assessment & Valuation

The 2025 property tax bill for 5539 Lightning Ln was $1,322.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,700 Land $18,800 Building $312,900
2025	$1,322.00
2023	$1,582.00	$18,800	$331,700 Land $18,800 Building $312,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5539 Lightning Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5539 Lightning Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHEAST CATAWBA COUNTY serves 5,080 people · EPA ID NC2018004
Water Source	Purchased surface water from CITY OF CONOVER
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lightning Ln

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