Catawba County property record for 5527 Lightning Ln, Catawba, NC 28609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,576 sqft · built 2016 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $192,000 (Sep 2016) |
| Tax Bill | $1,219 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3780-04-52-0887 |
| Primary APN | 3780-04-52-0887 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,576 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Upper Floors Area | 624 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 34,848 sqft (0.8 acres) |
| Lot Dimensions | 155 ft deep x 156 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Porch | Porch |
| Porch Area | 36 sqft |
| Patio Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 5527 LIGHTNING LN |
|---|---|
| City | CATAWBA |
| State | NC |
| Zip | 28609-9062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | LOT 25 PL 62-82 |
| Legal Subdivision | RUSSELL RIDGE PH 2 |
| Legal Lot Number | 25 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | CATAWBA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 11501 |
Source: Catawba County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5527 LIGHTNING LN, CATAWBA, NC 28609-9062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2016 · Amount on Record |
| Deed Sale | Sep 27, 2016 · Amount on Record |
| Prior Sale | Nov 21, 2006 · Amount on Record |
| Deed Document Number | 2016693 |
| Deed Book / Page | 3364 / 123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 5527 LIGHTNING LN, CATAWBA, NC 28609-9062 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0036351144 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 3635/1144 |
| Instrument | 3892 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $305,900 (+54.42%) Land $20,000 Building $285,900 | ||
| 2025 | $1,219.00 (-16.45%) | ||
| 2023 | $1,459.00 | $198,100 Land $20,000 Building $178,100 | $305,900 Land $20,000 Building $285,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHEAST CATAWBA COUNTY serves 5,080 people · EPA ID NC2018004 |
|---|---|
| Water Source | Purchased surface water from CITY OF CONOVER |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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