55388 Big River Dr, Bend, OR 97707 Property Records

Deschutes County property record for 55388 Big River Dr, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,704 sqft · built 2007
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Dec 2018)
Tax Bill	$2,077 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`201026-D0-01400`

Property Details

APN / Parcel Number

Primary APN	`201026-D0-01400`
Alternative APNs	`R1064201026D001400` `137745`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,704 sqft Living Area
Gross Area	2,276 sqft
1st Floor Area	1,704 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	24,829 sqft (0.57 acres)
Garage Area	572 sqft
Shed	1 Shed
Shed Area	240 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Account Number	137745
Street Address	55388 BIG RIVER DR
City	BEND
State	OR
Zip	97707-2560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	OREGON WATER WONDERLAND UNIT NO 1 BLOCK 11 LOT 30
Legal Range	10
Legal Township	20
Legal Section	26
Legal Subdivision	OREGON WATER WONDERLAND UNIT NO 1
Legal Block	11
Legal Lot Number	30
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1037
Census Tract	301

Owner

55388 Big River Dr is owned and occupied by two individuals who bought it in December 2018.

Source: Deschutes County records, as of June 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55388 BIG RIVER DR, BEND, OR 97707-2560
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN TITLE
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 5, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2018 · Amount on File
Deed Sale	Dec 5, 2018 · Amount on File
Prior Sale	Dec 14, 2016 · Amount on File
Deed Document Number	201848095
Prior Transfer Date	Nov 27, 2018
Prior Transfer Doc	0000048095
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	May 28, 2026
Property Address	55388 BIG RIVER DR, BEND, OR 97707-2560
Document Number	0000015967
Instrument Date	May 22, 2026
Instrument	202615967
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	55388 BIG RIVER DR, BEND, OR 97707-2560

Mortgage

Document Number	0000015967,
Date	May 28, 2026
Instrument	202615967

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	55388 BIG RIVER DR, BEND, OR 97707-2560
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013496
Date	Mar 25, 2020
Instrument	2020-13496

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	55388 BIG RIVER DR, BEND, OR 97707-2560
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020671
Date	Jun 18, 2019
Instrument	2019-20671

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 5, 2018
Property Address	55388 BIG RIVER DR, BEND, OR 97707-2560
Document Number	0000048095
Map Reference	CAB A PG343
Instrument Date	Nov 27, 2018
Instrument	2018-48095
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	295 CASTLEWOOD CIR, 295, ROSEVILLE, CA 95678-1227

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55388 BIG RIVER DR, BEND, OR 97707-2560

Mortgage

Document Number	0000048096
Date	Dec 5, 2018
Instrument	2018-48096

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 55388 Big River Dr was $2,077, up 7% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,077.00 (+6.95%)	$117,920 (+3%)	$583,130 (+2.74%) Land $212,000 Building $371,130
2024	$1,942.00 (+2.21%)	$114,490 (+3%)	$567,570 (+11.81%) Land $170,800 Building $396,770
2023	$1,900.00	$111,160	$507,640 Land $184,000 Building $323,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55388 Big River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55388 Big River Dr is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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