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5538 Reflections Blvd, Lutz, FL 33558 Property Records

Hillsborough County property record for 5538 Reflections Blvd, Lutz, FL 33558 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,009 sqft · built 2000
Lot Size0.373 acres (16,250 sqft)
Owner2 Owner Names on File
Tax Bill$643 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0129316828

Property Details

APN / Parcel Number

Primary APN0129316828
Alternative APN
  • U0527180HM000001000140

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,009 sqft Heated Area
1st Floor Area3,009 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2012
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,250 sqft (0.373 acres)
Lot Dimensions125 ft deep x 130 ft wide
Garage Area628 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area364 sqft
PorchOpen Porch
Porch Area421 sqft
Patio Area1,315 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0129316828
Street Address5538 REFLECTIONS BLVD
CityLUTZ
StateFL
Zip33558-9048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAROSA N LOT 14 BLOCK 1
Legal Range18E
Legal Township27S
Legal Section05
Legal SubdivisionVILLAROSA N
Legal Block1
Legal Lot Number14
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionKEYSTONE-CITRUS PARK
Census Block Group2
Census Block2000
Census Tract11509

Owner

Source: Hillsborough County records · APN 0129316828

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address5538 REFLECTIONS BLVD, LUTZ, FL 33558-9048
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
May 17, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
May 21, 2020Deed of Trust, Mortgage · VA Mortgage
NEW DAY FIN'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 08, 2013
Deed SaleNov 08, 2013
Prior SaleOct 15, 2013 · Amount on Record
Deed Document Number2013424813
Deed Book / Page22251 / 1909
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5538 REFLECTIONS BLVD, LUTZ, FL 33558-9048
Transaction TypeMortgage
Record UpdatedJun 01, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5538 REFLECTIONS BLVD, LUTZ, FL 33558-9048

Mortgage

Document Number2021247593
DateMay 17, 2021
Instrument2021247593
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5538 REFLECTIONS BLVD, LUTZ, FL 33558-9048
Document Number0000275596
Instrument DateMay 21, 2020
Transaction TypeMortgage
Record UpdatedJul 27, 2020
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5538 REFLECTIONS BLVD LUTZ FL 335589048, LUTZ, FL 33558-9048

Mortgage

Document Number0000275596
DateJul 07, 2020
Instrument275596
Lender
NameNEW DAY FIN'L
TypeFunding / Finance Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 06, 2050

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$643.00 (+13.01%) Disabled Person's exemption Veteran's exemption$409,247 (+5.99%)$604,797 (+3.42%) Land $169,812 Building $434,985
2023$569.00 (-90.84%) Disabled Person's exemption Veteran's exemption$386,129 (+3%)$584,773 (+3.04%) Land $160,875 Building $423,898
2022$6,214.00 Homeowner's exemption Veteran's exemption$374,883$567,511 Land $160,875 Building $406,636

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570115092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance CostPremium on Record
median of 72 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims8 (1988–2024)
Claims Outside the SFHA7 of 8
Most Recent ClaimOct 2024, other causes, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 2 claims

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 893 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 212 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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