Hillsborough County property record for 5528 Reflections Blvd, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,157 sqft · built 1999 |
| Lot Size | 0.243 acres (10,625 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $750,000 (Nov 2022) |
| Tax Bill | $10,677 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0129316820 |
| Primary APN | 0129316820 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,157 sqft Heated Area |
| 1st Floor Area | 3,157 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,625 sqft (0.243 acres) |
| Lot Dimensions | 125 ft deep x 85 ft wide |
| Garage Area | 657 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 392 sqft |
| Porch | Open Porch |
| Porch Area | 528 sqft |
| Patio Area | 756 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 0129316820 |
|---|---|
| Street Address | 5528 REFLECTIONS BLVD |
| City | LUTZ |
| State | FL |
| Zip | 33558-9048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | VILLAROSA N LOT 10 BLOCK 1 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 05 |
| Legal Subdivision | VILLAROSA N |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11509 |
Source: Hillsborough County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5528 REFLECTIONS BLVD, LUTZ, FL 33558-9048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2022 · Amount on Record |
| Deed Sale | Nov 18, 2022 · Amount on Record |
| Prior Sale | Jun 17, 2003 · Amount on Record |
| Deed Document Number | 2022544791 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 18, 2022 |
| Property Address | 5528 REFLECTIONS BLVD, LUTZ, FL 33558-9048 |
| Document Number | 0000544791 |
| Map Reference | MB 84 PG 30 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 2022544791 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2022 |
| Title Company | FLAGSHIP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5528 REFLECTIONS BLVD, 5528, LUTZ, FL 33558-9048 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 504 W GRAND CENTRAL AVE, TAMPA, FL 33606-1915 |
| Document Number | 0000544792 |
|---|---|
| Date | Nov 18, 2022 |
| Instrument | 2022544792 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
Source: Hillsborough County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,677.00 (+7.86%) Homeowner's exemption | $591,545 (+2.22%) Land $121,882 Building $469,663 | $591,545 (+2.22%) Land $121,882 Building $469,663 |
| 2023 | $9,899.00 (+74.22%) Homeowner's exemption | $578,725 (+69.49%) Land $115,467 Building $463,258 | $578,725 (+3.59%) Land $115,467 Building $463,258 |
| 2022 | $5,682.00 Homeowner's exemption | $341,453 | $558,682 Land $115,467 Building $443,215 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 8 (1988–2024) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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