St. Louis County property record for 5537 W Arrowhead Rd, Hermantown, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,520 sqft · built 1990 |
| Lot Size | 2.54 acres (111,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $298,000 (Aug 2019) |
| Tax Bill | $6,874 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0143-00020 |
| Primary APN | 395-0143-00020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,520 sqft Gross Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 819 sqft |
| Finished Basement | 819 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 111,001 sqft (2.54 acres) |
| Garage Area | 528 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 120 sqft |
| Storage Building | 576 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 1075004 |
|---|---|
| Street Address | 5537 W ARROWHEAD RD |
| City | HERMANTOWN |
| State | MN |
| Zip | 55811-1301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0002 BLOCK:001 SERIAL # |
| Legal Subdivision | SUNSET ACRES |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10301 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5537 W ARROWHEAD RD, HERMANTOWN, MN 55811-1301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL CU |
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR SVGS |
| Aug 1, 2019 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2019 · Amount on Record |
| Deed Sale | Aug 1, 2019 · Amount on Record |
| Prior Sale | Apr 10, 2002 · Amount on Record |
| Deed Document Number | 20191359793 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5537 W ARROWHEAD RD, HERMANTOWN, MN 55811-1301 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5537 W ARROWHEAD RD, HERMANTOWN, MN 55811-1301 |
| Document Number | 0001472264 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 1472264 |
| Name | TRUSTONE FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55447 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 18, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.84% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.84% |
| Max Rate At Change | 8.84% |
| Index | Prime Rate |
| Max Rate | 12.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5537 W ARROWHEAD RD, HERMANTOWN, MN 55811-1301 |
| Document Number | 00A1400929 |
| Instrument Date | Jan 4, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5537 W ARROWHEAD RD HERMANTOWN MN 558111301, HERMANTOWN, MN 55811-1301 |
| Document Number | 00A1400929 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | A1400929 |
| Name | SUPERIOR SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 1, 2019 |
| Property Address | 5537 W ARROWHEAD RD, HERMANTOWN, MN 55811-1301 |
| Document Number | 00A1359793 |
| Instrument Date | Jul 29, 2019 |
| Instrument | A1359793 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $983.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5537 W ARROWHEAD RD HERMANTOWN MN 558111301, HERMANTOWN, MN 55811-1301 |
| Document Number | A1359794 |
|---|---|
| Date | Aug 1, 2019 |
| Instrument | A1359794 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2049 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,874.00 (+42.26%) Homeowner's exemption | ||
| 2025 | $4,832.00 (+12.48%) Homeowner's exemption | $535,200 (+46.83%) Land $47,400 Building $487,800 | $535,200 (+46.83%) Land $47,400 Building $487,800 |
| 2024 | $4,296.00 | $364,500 (+20.94%) Land $39,800 Building $324,700 | $364,500 (+20.94%) Land $39,800 Building $324,700 |
| 2022 | $301,400 Land $36,000 Building $265,400 | $301,400 Land $36,000 Building $265,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hermantown serves 7,215 people · EPA ID MN1690043 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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