St. Louis County property record for 5525 W Arrowhead Rd, Hermantown, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,264 sqft · built 1989 |
| Lot Size | 2.5 acres (109,039 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Jun 2014) |
| Tax Bill | $5,486 (2026) |
| Deeds & Mortgages | Mar 2021 Line of Credit Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0143-00040 |
| Primary APN | 395-0143-00040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,264 sqft Gross Area |
| 1st Floor Area | 1,264 sqft |
| Basement Area | 1,084 sqft |
| Finished Basement | 1,084 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 109,039 sqft (2.5 acres) |
| Garage Area | 1,416 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 152 sqft |
| Deck Area | 315 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 970275 |
|---|---|
| Street Address | 5525 W ARROWHEAD RD |
| City | HERMANTOWN |
| State | MN |
| Zip | 55811-1301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0004 BLOCK:001 SERIAL # |
| Legal Subdivision | SUNSET ACRES |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10301 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5525 W ARROWHEAD RD, HERMANTOWN, MN 55811-1301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2021 | Deed of Trust, Mortgage · Line of Credit SUPERIOR CHOICE CU |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CHOICE CU |
| Jul 24, 2017 | Deed of Trust, Mortgage · Line of Credit SUPERIOR CHOICE CU |
| Jun 8, 2017 | Deed of Trust, Mortgage · Conventional with PMI SUPERIOR CHOICE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2014 · Amount on Record |
| Deed Sale | Jun 5, 2014 · Amount on Record |
| Deed Document Number | 20141238948 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5525 W ARROWHEAD RD, HERMANTOWN, MN 55811-1301 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001405476 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | 1405476 |
| Name | SUPERIOR CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | SUPERIOR, WI 54880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5525 W ARROWHEAD RD, HERMANTOWN, MN 55811-1301 |
| Document Number | 00A1400190 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5525 W ARROWHEAD RD HERMANTOWN MN 558111301, HERMANTOWN, MN 55811-1301 |
| Document Number | 00A1400190 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | A1400190 |
| Name | SUPERIOR CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 4, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5525 W ARROWHEAD RD, HERMANTOWN, MN 55811-1301 |
| Document Number | 00A1314269 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5525 W ARROWHEAD RD HERMANTOWN MN 558111301, HERMANTOWN, MN 55811-1301 |
| Document Number | 00A1314269 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | A1314269 |
| Name | SUPERIOR CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | SUPERIOR, WI 54880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 30, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5525 W ARROWHEAD RD, HERMANTOWN, MN 55811-1301 |
| Document Number | 00A1311655 |
| Instrument Date | Jun 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Title Company | PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABS & TITLE CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5525 W ARROWHEAD RD HERMANTOWN MN 558111301, HERMANTOWN, MN 55811-1301 |
| Document Number | 00A1311655 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | A1311655 |
| Name | SUPERIOR CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2047 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,486.00 (+9.59%) Homeowner's exemption | ||
| 2025 | $5,006.00 (+11.05%) Homeowner's exemption | $441,100 (+17.19%) Land $54,400 Building $386,700 | $441,100 (+17.19%) Land $54,400 Building $386,700 |
| 2024 | $4,508.00 | $376,400 (+19.57%) Land $44,500 Building $331,900 | $376,400 (+19.57%) Land $44,500 Building $331,900 |
| 2022 | $314,800 Land $39,900 Building $274,900 | $314,800 Land $39,900 Building $274,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hermantown serves 7,215 people · EPA ID MN1690043 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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