5536 Reef Rd, Mentor, OH 44060 Property Records

Lake County property record for 5536 Reef Rd, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,604 sqft · built 1969
Lot Size	0.273 acres (11,901 sqft)
Owner	Individual Name on Record
Last Sale	$229,500 (Nov 2021)
Tax Bill	$7,183 (2023)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-A-092-C-00-005-0`

Property Details

APN / Parcel Number

Primary APN	`19-A-092-C-00-005-0`
Alternative APN	`82`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,604 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	11,901 sqft (0.273 acres)
Lot Dimensions	140 ft deep x 85 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Patio Area	198 sqft
Balcony	Balcony
Balcony Area	44 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	82
Street Address	5536 REEF RD
City	MENTOR ON THE LAKE
State	OH
Zip	44060-2536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	LOT 1, 6 & 7 TRACT 12 & LOT 7 TRACT 16
Legal Subdivision	LAKEWAY SUBDIVISON NO. 1
Legal Tract	12,16
Legal Lot Number	299
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR-ON-THE-LAKE
Census Block Group	1
Census Block	1012
Census Tract	202500

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5536 REEF RD, MENTOR ON THE LAKE, OH 44060-2536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 7, 2019	Deed of Trust, Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Apr 17, 2017	Quit Claim Deed, Transfer ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Apr 17, 2017
Deed Document Number	468002
Record Updated	Jun 7, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Nov 17, 2021
Property Address	5536 REEF RD, MENTOR ON THE LAKE, OH 44060-2536
Document Number	0000040578
Map Reference	VOL P PG 4
Instrument Date	Nov 16, 2021
Instrument	2021R040578
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5536 REEF RD, MENTOR ON THE LAKE, OH 44060-2536

Mortgage

Document Number	0000040579
Date	Nov 17, 2021
Instrument	2021R040579

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	5536 REEF RD, MENTOR ON THE LAKE, OH 44060-2536
Document Number	0000013162
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5536 REEF RD MENTOR ON THE LAKE OH 440602536, MENTOR ON THE LAKE, OH 44060-2536

Mortgage

Document Number	0000013162
Date	Jun 12, 2019
Instrument	13162

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.89%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	Apr 17, 2017
Property Address	5536 REEF RD, MENTOR ON THE LAKE, OH 44060-2536
Document Number	0000009606
Instrument Date	Apr 13, 2017
Instrument	9606
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5536 REEF RD MENTOR ON THE LAKE OH 440602536, MENTOR ON THE LAKE, OH 44060-2536

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor-on-the-Lake City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,183.00 (+125.81%) Homeowner's exemption	$56,140 (-) Land $18,860 Building $37,280
2022	$3,181.00 Homeowner's exemption	$56,140 Land $18,860 Building $37,280
2021			$160,400 Land $53,890 Building $106,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2013–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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