5535 Reef Rd, Mentor, OH 44060 Property Records

Lake County property record for 5535 Reef Rd, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1969
Lot Size	0.223 acres (9,736 sqft)
Owner	Owner Name on File
Tax Bill	$7,914 (2023)
Flood Zone	Zone X (minimal risk)
APN	`19-A-092-C-00-037-0`

Property Details

APN / Parcel Number

Primary APN	`19-A-092-C-00-037-0`
Alternative APN	`15`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,520 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	396 sqft
Finished Basement	396 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	9,736 sqft (0.223 acres)
Lot Dimensions	157 ft deep x 62 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Patio Area	242 sqft
Balcony	Balcony
Balcony Area	44 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	15
Street Address	5535 REEF RD
City	MENTOR ON THE LAKE
State	OH
Zip	44060-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	LOT 1, 6 & 7 TRACT 12 & LOT 7 TRACT 16
Legal Subdivision	LAKEWAY SUBDIVISON NO. 1
Legal Tract	12,16
Legal Lot Number	325
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR-ON-THE-LAKE
Census Block Group	1
Census Block	1010
Census Tract	202500

Owner

Source: Lake County records · APN 19-A-092-C-00-037-0

Assessment roll updated August 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	5535 REEF RD, MENTOR ON THE LAKE, OH 44060-2535
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 24, 2011
Transfer Doc	0000019051
Record Updated	Jun 07, 2026

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor-on-the-Lake City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,914.00 (+162.84%) Homeowner's exemption Senior Citizen's exemption	$61,850 (-) Land $18,620 Building $43,230
2022	$3,011.00 Homeowner's exemption Senior Citizen's exemption	$61,850 Land $18,620 Building $43,230
2021			$176,720 Land $53,210 Building $123,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852025001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2013–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2019 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 518 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.