5536 Luminar Pointe Ln, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 5536 Luminar Pointe Ln, Apollo Beach, FL 33572

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 2,486 sqft · built 2007
Lot Size0.105 acres (4,557 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Aug 2018)
Tax Bill$6,644 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jul 2025 Line of Credit
+ 2 more
Flood ZoneZone AE (high risk)
APN054191-2118

Property Details

APN / Parcel Number

Primary APN054191-2118
Alternative APN
  • U293119926000204000020

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,486 sqft Living Area
Gross Area3,085 sqft
1st Floor Area1,294 sqft
Upper Floors Area1,192 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,557 sqft (0.105 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area158 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0541912118
Street Address5536 LUMINAR POINTE LN
CityAPOLLO BEACH
StateFL
Zip33572-3390
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD
Legal DescriptionTOWNHOMES AT COMPASS POINTE LOT 2 BLOCK 204
Legal Range19E
Legal Township31S
Legal Section29
Legal SubdivisionTOWNHOMES AT COMPASS POINTE
Legal Tract926
Legal Block204
Legal Lot Number2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group2
Census Block2005
Census Tract14121

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5536 LUMINAR POINTE LN, APOLLO BEACH, FL 33572-3390
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jul 11, 2025Deed of Trust, Mortgage · Line of Credit
BETTER MORTGAGE CORPORATION
Feb 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Aug 24, 2018Warranty Deed, Transfer · FHA Mortgage
BBMC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2018 · Amount on Record
Deed SaleAug 24, 2018 · Amount on Record
Prior SaleOct 9, 2009 · Amount on Record
Deed Document Number2018344200
Deed Book / Page26018 / 1162
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5536 LUMINAR POINTE LN, APOLLO BEACH, FL 33572-3390
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5536 LUMINAR POINTE LN, APOLLO BEACH, FL 33572-3390

Mortgage

Document Number0000069520
DateFeb 11, 2021
Instrument2021069520
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5536 LUMINAR POINTE LN, APOLLO BEACH, FL 33572-3390
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000300165
DateJul 11, 2025
Instrument2025300165
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueAug 1, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5536 LUMINAR POINTE LN, APOLLO BEACH, FL 33572-3390
Transaction TypeMortgage
Record UpdatedFeb 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5536 LUMINAR POINTE LN, APOLLO BEACH, FL 33572-3390

Mortgage

Document Number2021069520
DateFeb 11, 2021
Instrument2021069520
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 24, 2018
Property Address5536 LUMINAR POINTE LN, APOLLO BEACH, FL 33572-3390
Document Number0000344200
Book / Page26018 / 1162
Map ReferenceMB 108 PG 217-228
Instrument DateAug 22, 2018
Instrument2018344200
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyCOMPASS LAND & TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address111 N 12TH ST # ST1720, 111, TAMPA, FL 33602-3661

Transferred To (Grantee/Buyer)

NameVerified Name
Address1229 N FRANKLIN ST APT J, J, TAMPA, FL 33602-3301

Mortgage

Document Number0000344201
DateAug 24, 2018
Instrument2018344201
Lender
NameBBMC MORTGAGE LLC
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$271,585 (+2.7%)$329,089 (-6.87%) Land $32,909 Building $296,180
2025$6,644.00 (+8%) Homeowner's exemption$264,445 (+5.99%)$353,384 (+3.83%) Land $35,338 Building $318,046
2024$6,152.00 (+2.65%)
2023$5,993.00 (+4.99%) Homeowner's exemption$249,507 (+3%)$340,360 (+9.79%) Land $34,036 Building $306,324
2022$5,708.00 Homeowner's exemption$242,240$310,009 Land $31,001 Building $279,008

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 872 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,051 units insured
incl. 179 condo units
Nearby Flood Claims223 (1993–2025)
Claims Outside the SFHA1 of 223
Most Recent ClaimNov 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Helene, Sep 2024 · 207 claims
  • Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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