Hillsborough County property record for 5518 Luminar Pointe Ln, Apollo Beach, FL 33572
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 2,623 sqft · built 2007 |
| Lot Size | 0.067 acres (2,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Sep 2020) |
| Tax Bill | $5,796 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Sep 2020 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 054191-2100 |
| Primary APN | 054191-2100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,623 sqft Living Area |
| Gross Area | 3,258 sqft |
| 1st Floor Area | 55 sqft |
| 2nd Floor Area | 2,188 sqft |
| Upper Floors Area | 380 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,916 sqft (0.067 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 167 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0541912100 |
|---|---|
| Street Address | 5518 LUMINAR POINTE LN |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-3390 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PD |
| Legal Description | TOWNHOMES AT COMPASS POINTE LOT 2 BLOCK 201 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 29 |
| Legal Subdivision | TOWNHOMES AT COMPASS POINTE |
| Legal Tract | 926 |
| Legal Block | 201 |
| Legal Lot Number | 2 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 14121 |
5518 Luminar Pointe Ln, a townhouse, is owned and occupied by an individual who bought it in September 2020.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5518 LUMINAR POINTE LN, APOLLO BEACH, FL 33572-3390 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF THE OZARKS |
| Sep 11, 2020 | Warranty Deed, Transfer PRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE SVCS |
| Sep 11, 2020 | Quit Claim Deed, Transfer PRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2020 · Amount on File |
| Deed Sale | Sep 11, 2020 · Amount on File |
| Prior Sale | Jul 25, 2012 · Amount on File |
| Deed Document Number | 2020371102 |
| Prior Transfer Date | Aug 11, 2020 |
| Prior Transfer Doc | 0000371101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5518 LUMINAR POINTE LN, APOLLO BEACH, FL 33572-3390 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5518 LUMINAR, APOLLO BEACH, FL 33572 |
| Document Number | 0000530073 |
|---|---|
| Date | Nov 8, 2022 |
| Instrument | 2022530073 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | BRADENTON, FL 34205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 291 Months |
| Due | Feb 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 11, 2020 |
| Property Address | 5518 LUMINAR POINTE LN, APOLLO BEACH, FL 33572-3390 |
| Document Number | 0000371102 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 371102 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2020 |
| Title Company | PRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $1,925.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5518 LUMINAR POINTE LN APOLLO BEACH FL 335723390, APOLLO BEACH, FL 33572-3390 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 11, 2020 |
| Property Address | 5518 LUMINAR POINTE LN, APOLLO BEACH, FL 33572-3390 |
| Document Number | 0000371101 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 371101 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2020 |
| Title Company | PRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5518 LUMINAR POINTE LN APOLLO BEACH FL 335723390, APOLLO BEACH, FL 33572-3390 |
The 2025 property tax bill for 5518 Luminar Pointe Ln was $5,796 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,858 (+2.7%) | $328,090 (-7.25%) Land $32,704 Building $295,386 | |
| 2025 | $5,796.00 Homeowner's exemption | $217,973 | $353,752 Land $35,270 Building $318,482 |
| 2023 | $5,230.00 (+5.38%) Homeowner's exemption | $205,660 (+3%) | $336,862 (+10.09%) Land $33,592 Building $303,270 |
| 2022 | $4,963.00 Homeowner's exemption | $199,670 | $306,000 Land $30,506 Building $275,494 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5518 Luminar Pointe Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 872 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,051 units insured incl. 179 condo units |
| Nearby Flood Claims | 223 (1993–2025) |
| Claims Outside the SFHA | 1 of 223 |
| Most Recent Claim | Nov 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5518 Luminar Pointe Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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