5535 Starling Loop, Lakeland, FL 33810 Property Records

Polk County property record for 5535 Starling Loop, Lakeland, FL 33810

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,234 sqft · built 2000
Lot Size0.18 acres (7,819 sqft)
OwnerIndividual Name on Record
Last Sale$282,000 (Oct 2024)
Tax Bill$3,056 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jun 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-27-23-008001-000330

Property Details

APN / Parcel Number

Primary APN23-27-23-008001-000330
Alternative APN
  • 32723000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,234 sqft Living Area
Gross Area1,595 sqft
1st Floor Area1,234 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area7,819 sqft (0.18 acres)
Lot Dimensions119 ft deep x 65 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area361 sqft
PorchScreened/Unfinished Porch
Porch Area180 sqft

Location & Zoning

Street Address5535 STARLING LOOP
CityLAKELAND
StateFL
Zip33810-3162
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTARLING PLACE PB 106 PGS 50 & 51 LOT 33
Legal Range23E
Legal Township27S
Legal Section23
Legal SubdivisionSTARLING PLACE
Legal Tract8001
Legal Block2
Legal Lot Number33
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2013
Census Tract12113

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5535 STARLING LOOP, LAKELAND, FL 33810-3162
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2021Deed of Trust, Mortgage · FHA Mortgage
FLANAGAN STATE BANK
Jun 6, 2024Warranty Deed, Transfer
OS NATIONAL LLC
Apr 10, 2017Warranty Deed, Transfer · FHA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2024 · Amount on Record
Deed SaleOct 23, 2024 · Amount on Record
Prior SaleJun 6, 2024 · Amount on Record
Deed Document Number2024240680
Deed Book / Page13307 / 855
Prior Transfer DateMar 25, 2008
Prior Transfer Doc0000137042
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address5535 STARLING LOOP, LAKELAND, FL 33810-3162
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5535 STARLING LOOP, LAKELAND, FL 33810-3162

Mortgage

Document Number0000147436
DateJun 8, 2021
Book Page11748/1892
Instrument2021147436
Lender
NameFLANAGAN STATE BANK
TypeBank
AddressPAW PAW, IL 61353
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 6, 2024
Property Address5535 STARLING LOOP, LAKELAND, FL 33810-3162
Document Number0000131025
Book / Page13143 / 935
Map ReferenceMB 106 PG 50
Instrument DateMay 29, 2024
Instrument2024131025
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$1,880.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 10, 2017
Property Address5535 STARLING LOOP, LAKELAND, FL 33810-3162
Document Number0101141096
Book / Page010114 / 001096
Instrument DateApr 3, 2017
Instrument67763
Transaction TypeTransfer
Record UpdatedAug 21, 2018
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,029.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5535 STARLING LOOP LAKELAND FL 338103162, LAKELAND, FL 33810-3162

Mortgage

Document Number101141098
DateApr 10, 2017
Book Page010114/001098
Instrument67764
Lender
NameFREEDOM MTG
TypeMortgage Company
Address907 PLEASANT VALLEY AVE # 3, MOUNT LAUREL, NJ 08054-1210
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 9, 2047

Mortgage

Document Number101141111,
DateApr 10, 2017
Book Page010114/001111
Instrument67765
Lender
NameHOUSING FIN AGCY
AddressTALLAHASSEE, FL 32301-1329
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$204,258 (-3.92%) Land $52,000 Building $152,258$204,258 (-3.92%) Land $52,000 Building $152,258
2025$3,056.00 (+64.57%) Homeowner's exemption$212,588 (+47.17%) Land $52,000 Building $160,588$212,588 (-5.11%) Land $52,000 Building $160,588
2023$1,857.00 (+3.45%) Homeowner's exemption$144,452 (+3%)$224,026 (+16.71%) Land $50,000 Building $174,026
2022$1,795.00 Homeowner's exemption$140,245$191,946 Land $42,000 Building $149,946

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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