Polk County property record for 5535 Starling Loop, Lakeland, FL 33810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,234 sqft · built 2000 |
| Lot Size | 0.18 acres (7,819 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $282,000 (Oct 2024) |
| Tax Bill | $3,056 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-23-008001-000330 |
| Primary APN | 23-27-23-008001-000330 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,234 sqft Living Area |
| Gross Area | 1,595 sqft |
| 1st Floor Area | 1,234 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,819 sqft (0.18 acres) |
| Lot Dimensions | 119 ft deep x 65 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 361 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 180 sqft |
| Street Address | 5535 STARLING LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33810-3162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STARLING PLACE PB 106 PGS 50 & 51 LOT 33 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 23 |
| Legal Subdivision | STARLING PLACE |
| Legal Tract | 8001 |
| Legal Block | 2 |
| Legal Lot Number | 33 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 12113 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5535 STARLING LOOP, LAKELAND, FL 33810-3162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Jun 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage FLANAGAN STATE BANK |
| Jun 6, 2024 | Warranty Deed, Transfer OS NATIONAL LLC |
| Apr 10, 2017 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2024 · Amount on Record |
| Deed Sale | Oct 23, 2024 · Amount on Record |
| Prior Sale | Jun 6, 2024 · Amount on Record |
| Deed Document Number | 2024240680 |
| Deed Book / Page | 13307 / 855 |
| Prior Transfer Date | Mar 25, 2008 |
| Prior Transfer Doc | 0000137042 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5535 STARLING LOOP, LAKELAND, FL 33810-3162 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5535 STARLING LOOP, LAKELAND, FL 33810-3162 |
| Document Number | 0000147436 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 11748/1892 |
| Instrument | 2021147436 |
| Name | FLANAGAN STATE BANK |
|---|---|
| Type | Bank |
| Address | PAW PAW, IL 61353 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 6, 2024 |
| Property Address | 5535 STARLING LOOP, LAKELAND, FL 33810-3162 |
| Document Number | 0000131025 |
| Book / Page | 13143 / 935 |
| Map Reference | MB 106 PG 50 |
| Instrument Date | May 29, 2024 |
| Instrument | 2024131025 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,880.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 10, 2017 |
| Property Address | 5535 STARLING LOOP, LAKELAND, FL 33810-3162 |
| Document Number | 0101141096 |
| Book / Page | 010114 / 001096 |
| Instrument Date | Apr 3, 2017 |
| Instrument | 67763 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,029.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5535 STARLING LOOP LAKELAND FL 338103162, LAKELAND, FL 33810-3162 |
| Document Number | 101141098 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 010114/001098 |
| Instrument | 67764 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | 907 PLEASANT VALLEY AVE # 3, MOUNT LAUREL, NJ 08054-1210 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2047 |
| Document Number | 101141111, |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 010114/001111 |
| Instrument | 67765 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | TALLAHASSEE, FL 32301-1329 |
| Amount | Amount Recorded |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,258 (-3.92%) Land $52,000 Building $152,258 | $204,258 (-3.92%) Land $52,000 Building $152,258 | |
| 2025 | $3,056.00 (+64.57%) Homeowner's exemption | $212,588 (+47.17%) Land $52,000 Building $160,588 | $212,588 (-5.11%) Land $52,000 Building $160,588 |
| 2023 | $1,857.00 (+3.45%) Homeowner's exemption | $144,452 (+3%) | $224,026 (+16.71%) Land $50,000 Building $174,026 |
| 2022 | $1,795.00 Homeowner's exemption | $140,245 | $191,946 Land $42,000 Building $149,946 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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