Polk County property record for 5527 Starling Loop, Lakeland, FL 33810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,467 sqft · built 1999 |
| Lot Size | 0.179 acres (7,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $153,000 (Feb 2017) |
| Tax Bill | $2,113 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-23-008001-000350 |
| Primary APN | 23-27-23-008001-000350 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,467 sqft Living Area |
| Gross Area | 1,809 sqft |
| 1st Floor Area | 1,467 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,780 sqft (0.179 acres) |
| Lot Dimensions | 119 ft deep x 65 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 342 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 15 sqft |
| Patio Area | 64 sqft |
| Street Address | 5527 STARLING LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33810-3162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STARLING PLACE PB 106 PGS 50 & 51 LOT 35 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 23 |
| Legal Subdivision | STARLING PLACE |
| Legal Tract | 8001 |
| Legal Block | 2 |
| Legal Lot Number | 35 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 12113 |
5527 Starling Loop is owned and occupied by an individual who bought it in February 2017.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5527 STARLING LOOP, LAKELAND, FL 33810-3162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 13, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Feb 22, 2017 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2017 · Amount on File |
| Deed Sale | Feb 22, 2017 · Amount on File |
| Prior Sale | Jan 7, 2000 · Amount on File |
| Deed Document Number | 201734772 |
| Deed Book / Page | 10072 / 849 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5527 STARLING LOOP, LAKELAND, FL 33810-3162 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 5527 STARLING LOOP, LAKELAND, FL 33810-3162 |
| Document Number | 0000245779 |
|---|---|
| Date | Sep 9, 2022 |
| Book Page | 12413/1733 |
| Instrument | 2022245779 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5527 STARLING LOOP, LAKELAND, FL 33810-3162 |
| Document Number | 0102920077 |
| Book / Page | 010292 / 000077 |
| Instrument Date | Oct 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2017 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5527 STARLING LOOP LAKELAND FL 338103162, LAKELAND, FL 33810-3162 |
| Document Number | 0102920077 |
|---|---|
| Date | Oct 20, 2017 |
| Book Page | 010292/000077 |
| Instrument | 200999 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 19, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 22, 2017 |
| Property Address | 5527 STARLING LOOP, LAKELAND, FL 33810-3162 |
| Document Number | 0100720849 |
| Book / Page | 010072 / 000849 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 34772 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2018 |
| Title Company | FLORIDA FAM TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,071.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5527 STARLING LOOP LAKELAND FL 338103162, LAKELAND, FL 33810-3162 |
| Document Number | 100720851 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | 010072/000851 |
| Instrument | 34773 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 21, 2047 |
The 2025 property tax bill for 5527 Starling Loop was $2,113 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,662 (+2.7%) | $214,509 (-4.28%) Land $52,000 Building $162,509 | |
| 2025 | $2,113.00 Homeowner's exemption | $160,333 | $224,112 Land $52,000 Building $172,112 |
| 2023 | $1,981.00 (+3.34%) Homeowner's exemption | $151,276 (+3%) | $236,985 (+16.12%) Land $50,000 Building $186,985 |
| 2022 | $1,917.00 Homeowner's exemption | $146,870 | $204,089 Land $42,000 Building $162,089 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5527 Starling Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5527 Starling Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures