5535 Oak St, Mount Dora, FL 32757 Property Records

Orange County property record for 5535 Oak St, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,557 sqft · built 1991
Lot Size	0.331 acres (14,414 sqft)
Owner	2 Individual Names on Record
Last Sale	$188,000 (Apr 2017)
Tax Bill	$2,809 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-20-27-8559-07-210`

Property Details

APN / Parcel Number

Primary APN	`08-20-27-8559-07-210`
Alternative APNs	`272008855907210` `102377` `102376` `102519`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,557 sqft Living Area
Gross Area	2,230 sqft
1st Floor Area	1,452 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,414 sqft (0.331 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Shed	1 Shed
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5535 OAK ST
City	MOUNT DORA
State	FL
Zip	32757-7173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	TANGERINE MISC 3/599 LOTS 21 & 22 BLK 7
Legal Range	27E
Legal Township	20S
Legal Section	08
Legal Subdivision	TANGERINE
Legal Tract	8559
Legal Block	7
Legal Lot Number	21,22
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2063
Census Tract	17901

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5535 OAK ST, MOUNT DORA, FL 32757-7173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED NATIONS FCU
Apr 24, 2017	Warranty Deed, Transfer SHIPLEY LAW FIRM AND TITLE COMPANY, SHIPLEY LAW FIRM & TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2017 · Amount on Record
Deed Sale	Apr 24, 2017 · Amount on Record
Prior Sale	Apr 2, 2007 · Amount on Record
Deed Document Number	2017225000
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5535 OAK ST, MOUNT DORA, FL 32757-7173
Transaction Type	Mortgage
Record Updated	Jan 31, 2023
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5535 OAK ST, MOUNT DORA, FL 32757-7173

Mortgage

Document Number	0000141065
Date	Mar 2, 2022
Instrument	20220141065

Lender

Name	UNITED NATIONS FCU
Type	Credit Union
Address	LONG ISLAND CITY, NY 11101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Sep 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 24, 2017
Property Address	5535 OAK ST, MOUNT DORA, FL 32757-7173
Document Number	0000225000
Instrument Date	Apr 14, 2017
Instrument	225000
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	SHIPLEY LAW FIRM AND TITLE COMPANY, SHIPLEY LAW FIRM & TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,316.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5535 OAK ST MOUNT DORA FL 327577173, MOUNT DORA, FL 32757-7173

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,310 (+2.7%)	$277,510 (-1.11%) Land $80,000 Building $197,510
2025	$2,809.00 (+6.72%) Homeowner's exemption	$190,175 (+5.99%)	$280,620 (+9.16%) Land $80,000 Building $200,620
2024	$2,632.00 (+7.38%)
2023	$2,451.00 (+4.39%) Homeowner's exemption	$179,432 (+3%)	$257,082 (+17.29%) Land $80,000 Building $177,082
2022	$2,348.00 Homeowner's exemption	$174,206	$219,177 Land $70,000 Building $149,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2004–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TANGERINE PARK public/private · serves 851 people · EPA ID FL3481329
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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