5520 Oak St, Mount Dora, FL 32757 Property Records

Orange County property record for 5520 Oak St, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,605 sqft · built 1989
Lot Size	0.331 acres (14,416 sqft)
Owner	Individual Name on Record
Last Sale	$95,500 (Sep 1999)
Tax Bill	$1,805 (2025)
Deeds & Mortgages	Oct 2025 Transfer Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-20-27-8559-06-070`

Property Details

APN / Parcel Number

Primary APN	`08-20-27-8559-06-070`
Alternative APNs	`272008855906070` `102357` `102355` `102496`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,605 sqft Living Area
Gross Area	2,539 sqft
1st Floor Area	1,605 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,416 sqft (0.331 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	484 sqft
Patio Area	156 sqft
Shed	1 Shed
Shed Area	2 sqft
Storage Building	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5520 OAK ST
City	MOUNT DORA
State	FL
Zip	32757-7193
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	TANGERINE MISC 3/599 LOTS 7 & 8 BLK 6
Legal Range	27E
Legal Township	20S
Legal Section	08
Legal Subdivision	TANGERINE
Legal Tract	8559
Legal Block	6
Legal Lot Number	7,8
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2064
Census Tract	17901

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5520 OAK ST, MOUNT DORA, FL 32757-7193
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Intrafamily Transfer, Transfer
Mar 23, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 14, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 1999 · Amount on Record
Deed Sale	Sep 23, 1999 · Amount on Record
Prior Sale	May 20, 1997 · Amount on Record
Deed Book / Page	5844 / 1243
Last Transfer Date	Oct 6, 2025
Transfer Doc	0000580478
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Oct 7, 2025
Property Address	5520 OAK ST, MOUNT DORA, FL 32757-7193
Document Number	0000580478
Map Reference	MB 3 PG 599
Instrument Date	Oct 6, 2025
Instrument	20250580478
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5520 OAK ST, MOUNT DORA, FL 32757-7193

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 OAK ST, MOUNT DORA, FL 32757-7193

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Mar 23, 2023
Property Address	5520 OAK ST, MOUNT DORA, FL 32757-7193
Document Number	0000160988
Map Reference	MB 3 PG 599
Instrument Date	Mar 11, 2023
Instrument	20230160988
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5520 OAK ST, MOUNT DORA, FL 32757-7193

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 OAK ST, MOUNT DORA, FL 32757-7193

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 14, 2019
Property Address	5520 OAK ST, MOUNT DORA, FL 32757-7193
Document Number	0000643501
Instrument Date	Oct 7, 2019
Instrument	643501
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 OAK ST MOUNT DORA FL 32757, MOUNT DORA, FL 32757

Mortgage

Document Number	643502
Date	Oct 14, 2019
Instrument	643502

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 13, 2034

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,213 (+2.7%)	$282,460 (-1.15%) Land $80,000 Building $202,460
2025	$1,805.00 (+9.06%) Homeowner's exemption	$127,763 (+2.9%)	$285,750 (+3.39%) Land $80,000 Building $205,750
2024	$1,655.00 (+7.4%) Homeowner's exemption	$124,162 (+3%)	$276,379 (+5.37%) Land $80,000 Building $196,379
2023	$1,541.00 (+10.62%) Homeowner's exemption	$120,546 (+6.99%)	$262,284 (+18.45%) Land $80,000 Building $182,284
2022	$1,393.00 Homeowner's exemption	$112,666	$221,438 Land $70,000 Building $151,438

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2004–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TANGERINE PARK public/private · serves 851 people · EPA ID FL3481329
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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