5534 Cuthbert Rd, White Lake, MI 48386 Property Records

Oakland County property record for 5534 Cuthbert Rd, White Lake, MI 48386

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,377 sqft · built 1970
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$237,650 (Nov 2016)
Tax Bill	$3,103 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`Y-12-04-400-003`

Property Details

APN / Parcel Number

Primary APN	`Y-12-04-400-003`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,377 sqft Living Area
1st Floor Area	729 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5534 CUTHBERT RD
City	WHITE LAKE
State	MI
Zip	48386-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	T3N, R8E, SEC 4 PART OF SE 1/4 BEG AT PT DIST N 01-04-30 W 1168.50 FT FROM S 1/4 COR, TH N 01-04-30 W 166.40 FT, TH S 89-27-30 E 1313.44 FT, TH S 00-30-00 E 166.40 FT, TH N 89-27-30 W 1311.77 FT TO BEG 5 A Y50A-2B
Legal Range	08E
Legal Township	03N
Legal Section	04
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	1
Census Block	1003
Census Tract	130100

Owner

Source: Oakland County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5534 CUTHBERT RD, WHITE LAKE, MI 48386-1318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
Mar 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 1, 2016 · Amount on Record
Deed Sale	Nov 1, 2016 · Amount on Record
Prior Sale	Jul 6, 2015 · Amount on Record
Deed Document Number	2016208770
Deed Book / Page	50012 / 417
Last Transfer Date	Mar 15, 2019
Transfer Doc	0000038974
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5534 CUTHBERT RD, WHITE LAKE, MI 48386-1318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5534 CUTHBERT RD, WHITE LAKE, MI 48386-1318

Mortgage

Document Number	0000196206
Date	Sep 25, 2020
Book Page	54889/471
Instrument	196206

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 25, 2019
Property Address	5534 CUTHBERT RD, WHITE LAKE, MI 48386-1318
Document Number	0000038974
Book / Page	052670 / 000663
Instrument Date	Mar 15, 2019
Instrument	38974
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 TIMBER TRL #202 AUBURN HILLS MI 483261199, 202, AUBURN HILLS, MI 48326-1199

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Holly Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,103.00 (-35.18%) Homeowner's exemption	$167,360 (+9.07%)	$334,720 (+9.07%)
2024	$4,787.00 (+18.26%)
2023		$153,440	$306,880
2021	$4,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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