Oakland County property record for 5470 Cuthbert Rd, White Lake, MI 48386
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,686 sqft · built 1977 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Sep 2015) |
| Tax Bill | $3,171 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | Y-12-04-400-005 |
| Primary APN | Y-12-04-400-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,686 sqft Living Area |
| 1st Floor Area | 1,033 sqft |
| Basement Area | 653 sqft |
| Unfinished Basement | 653 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 218,236 sqft (5.01 acres) |
| Terrain | Rolling |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 66 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5470 CUTHBERT RD |
|---|---|
| City | WHITE LAKE |
| State | MI |
| Zip | 48386-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | T3N, R8E, SEC 4 PART OF W 1/2 OF SE 1/4 BEG AT PT DIST N 01-04-30 W 835.30 FT FROM S 1/4 COR, TH N 01-04-30 W 166.70 FT, TH S 89-27-30 E 1310.10 FT, TH S 00-30-00 E 166.70 FT, TH N 89-27-30 W 1308.43 FT TO BEG 5.01 A Y50A-3A |
| Legal Range | 08E |
| Legal Township | 03N |
| Legal Section | 04 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WHITE LAKE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 130100 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5470 CUTHBERT RD, WHITE LAKE, MI 48386-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2015 · Amount on Record |
| Deed Sale | Sep 1, 2015 · Amount on Record |
| Prior Sale | Dec 6, 2011 · Amount on Record |
| Deed Document Number | 2015176598 |
| Deed Book / Page | 48557 / 333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5470 CUTHBERT RD, WHITE LAKE, MI 48386-1314 |
| Document Number | 0000137722 |
| Instrument Date | Aug 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5470 CUTHBERT RD WHITE LAKE MI 483861314, WHITE LAKE, MI 48386-1314 |
| Document Number | 0000137722 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 053176/000001 |
| Instrument | 137722 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2049 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | White Lake Charter Township |
| Unified School District | Holly Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,171.00 (-35.11%) Homeowner's exemption | $170,740 (+9.26%) | $341,480 (+9.26%) |
| 2024 | $4,887.00 (+18.27%) | ||
| 2023 | $156,270 | $312,540 | |
| 2021 | $4,132.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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