553 W Main St, Sylva, NC 28779 Property Records

Jackson County property record for 553 W Main St, Sylva, NC 28779

Property Summary

Property Type	Commercial
Details	1 bd · 1 ba · 882 sqft · built 1910
Lot Size	0.48 acres (20,909 sqft)
Owner	Company Name on Record
Last Sale	$690,000 (Jan 2024)
Tax Bill	$2,585 (2025)
Deeds & Mortgages	Jan 2024 Sale & Construction Loan Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7641-17-4453`

Property Details

APN / Parcel Number

Primary APN	`7641-17-4453`
Alternative APN	`183333`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	882 sqft Heated Area
1st Floor Area	932 sqft
Basement Area	396 sqft
Unfinished Basement	396 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1980
Exterior Material	Other
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	20,909 sqft (0.48 acres)
Terrain	Low

Exterior Amenities

Porch	Slab
Porch Area	840 sqft
Deck Area	240 sqft
Patio Area	2,232 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	553 W MAIN ST
City	SYLVA
State	NC
Zip	28779-5551
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B1 MAIN ST
Legal Description	MAIN STREET
Legal Subdivision	KIM K NORD
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	3
Census Block	3001
Census Tract	950400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Sylva Historic District listed 2014 · 44 contributing resources · NRIS 14000545

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4814 VINCENNES ST, CAPE CORAL, FL 33904-9140
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Warranty Deed, Construction Loan · Construction Mortgage NANTAHALA BANK & TRUST COMPANY
Aug 17, 2021	Deed of Trust, Mortgage · Line of Credit SOUTHWESTERN COMMISSION
Aug 28, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage ENTEGRA BANK
Nov 21, 2018	Deed of Trust, Mortgage ENTEGRA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2024 · Amount on Record
Deed Sale	Jan 30, 2024 · Amount on Record
Prior Sale	Aug 28, 2019 · Amount on Record
Deed Book / Page	2371 / 816
Prior Transfer Date	Feb 29, 2012
Prior Transfer Doc	0019280640
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jan 30, 2024
Property Address	553 W MAIN ST, SYLVA, NC 28779-5551
Document Number	0023710816
Book / Page	2371 / 816
Map Reference	CAB 12 SL 914
Instrument Date	Jan 30, 2024
Transaction Type	Construction Loan
Record Updated	Feb 15, 2024

Transaction

Amount	Amount Recorded
Tax	$1,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	970 THORNHILL DR, SYLVA, NC 28779-7859

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4814 VINCENNES ST, CAPE CORAL, FL 33904-9140

Mortgage

Document Number	0002371819
Date	Jan 30, 2024
Instrument	2371/819

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	249 Months
Due	Oct 29, 2044

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	0023710819
Date	Jan 30, 2024
Book Page	2371/819

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	120 SILER RD, FRANKLIN, NC 28734

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	249 Months
Due	Oct 29, 2044

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	553 W MAIN ST, SYLVA, NC 28779-5551
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	553 W MAIN ST, SYLVA, NC 28779-5551

Mortgage

Document Number	0023110465
Date	Aug 17, 2021
Book Page	2311/465

Lender

Name	SOUTHWESTERN COMMISSION
Type	Non-Lending Institution
Address	SYLVA, NC 28779

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2031

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 28, 2019
Property Address	553 W MAIN ST, SYLVA, NC 28779-5551
Document Number	0022460581
Book / Page	2246 / 581
Instrument Date	Aug 28, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 THORNHILL DR, SYLVA, NC 28779-7859

Mortgage

Document Number	2246584
Date	Aug 28, 2019
Instrument	2246/584

Lender

Name	ENTEGRA BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0022460581
Date	Aug 28, 2019
Book Page	2246/581

Lender

Name	ENTEGRA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	553 W MAIN ST, SYLVA, NC 28779-5551
Document Number	0022270969
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	553 W MAIN ST SYLVA NC 287795551, SYLVA, NC 28779-5551

Mortgage

Document Number	0022270969
Date	Nov 26, 2018
Book Page	002227/000969

Lender

Name	ENTEGRA BK
Address	FRANKLIN, NC 28734

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Municipality	Sylva Town
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$680,474 (-) Land $255,360 Building $425,114
2025	$2,585.00 (+30.42%)	$680,474 (+30.45%) Land $255,360 Building $425,114
2023	$1,982.00	$521,620 Land $136,800 Building $384,820

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORNINGSTAR ASSISTED LIVING OF SYLVA private · serves 80 people · EPA ID NC0150157
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	TUCKASEIGEE WATER & SEWER AUTH
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum.

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