546 W Main St, Sylva, NC 28779 Property Records

Jackson County property record for 546 W Main St, Sylva, NC 28779

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,880 sqft · built 1924
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (Oct 2017)
Tax Bill	$1,358 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`7641-17-5627`

Property Details

APN / Parcel Number

Primary APN	`7641-17-5627`
Alternative APN	`179768`

Interior

Stories	1 Story
Building Area	5,880 sqft Heated Area
Basement Area	2,940 sqft
Finished Basement	2,940 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1975
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	546 W MAIN ST
City	SYLVA
State	NC
Zip	28779-5543
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	B1 MAIN ST
Legal Description	ARSENAL ARTIFACTS/BAXLEYS
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	3
Census Block	3027
Census Tract	950300

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	546 W MAIN ST, SYLVA, NC 28779-5543
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 4, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2017 · Amount on Record
Deed Sale	Oct 4, 2017 · Amount on Record
Deed Book / Page	2198 / 491
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	546 W MAIN ST, SYLVA, NC 28779-5543
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 W MAIN ST, SYLVA, NC 28779-5543

Mortgage

Document Number	0023291664
Date	Mar 17, 2022
Book Page	2329/1664

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 4, 2017
Property Address	546 W MAIN ST, SYLVA, NC 28779-5543
Document Number	0021980491
Book / Page	2198 / 491
Map Reference	PL CAB 22 SL 291
Instrument Date	Oct 3, 2017
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3201 N ATLANTIC AVE, 3201, COCOA BEACH, FL 32931-3406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 W MAIN ST, SYLVA, NC 28779-5543

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Municipality	Sylva Town
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$357,577 (+31.95%) Land $105,000 Building $252,577
2025	$1,358.00 (+31.97%)
2023	$1,029.00	$270,990 Land $65,630 Building $205,360

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	8 (1991–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORNINGSTAR ASSISTED LIVING OF SYLVA private · serves 80 people · EPA ID NC0150157
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	TUCKASEIGEE WATER & SEWER AUTH
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum.

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