Dakota County property record for 553 Spruce St, Eagan, MN 55123 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,373 sqft · built 2007 |
| Lot Size | 0.286 acres (12,474 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $670,000 (Jul 2022) |
| Tax Bill | $7,436 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-45800-02-030 |
| Primary APN | 10-45800-02-030 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,373 sqft Living Area |
| Gross Area | 4,181 sqft |
| 1st Floor Area | 1,514 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Wood |
| Lot Area | 12,474 sqft (0.286 acres) |
| Garage Type | Attached |
| Garage Area | 808 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 553 SPRUCE ST |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55123-4910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LONG ACRES 1ST ADDITION 3 2 |
| Legal Subdivision | LONG ACRES 1ST ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 30 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | EAGAN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 60732 |
Source: Dakota County records · APN 10-45800-02-030
Assessment roll updated May 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 553 SPRUCE ST, SAINT PAUL, MN 55123-4910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE |
| May 06, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jul 07, 2022 | Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Jun 07, 2022 | Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK |
| Jun 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2022 · Amount on Record |
| Deed Sale | Jul 01, 2022 · Amount on Record |
| Prior Sale | Jun 23, 2020 · Amount on Record |
| Deed Document Number | 20221435354 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Aug 05, 2026 |
| Property Address | 553 SPRUCE ST, SAINT PAUL, MN 55123-4910 |
| Document Number | 0000907060 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 2026907060 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 553 SPRUCE ST, SAINT PAUL, MN 55123-4910 |
| Document Number | 0000907060, |
|---|---|
| Date | Aug 05, 2026 |
| Instrument | 2026907060 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 553 SPRUCE ST, EAGAN, MN 55123-4910 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000882772 |
|---|---|
| Date | May 06, 2024 |
| Instrument | 882772 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Jul 07, 2022 |
| Property Address | 553 SPRUCE ST, EAGAN, MN 55123-4910 |
| Document Number | 0000863905 |
| Instrument Date | Jul 01, 2022 |
| Instrument | 863905 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,211.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 553 SPRUCE ST, EAGAN, MN 55123-4910 |
| Document Number | 0000863906 |
|---|---|
| Date | Jul 07, 2022 |
| Instrument | 863906 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 553 SPRUCE ST, EAGAN, MN 55123-4910 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000862826 |
|---|---|
| Date | Jun 07, 2022 |
| Instrument | 862826 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | IOWA CITY, IA 52240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 15, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Jun 23, 2020 |
| Property Address | 553 SPRUCE ST, EAGAN, MN 55123-4910 |
| Document Number | 0000823137 |
| Instrument Date | May 27, 2020 |
| Instrument | 823137 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | BURNET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,897.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 553 SPRUCE ST, EAGAN, MN 55123-4910 |
| Document Number | 0000823138 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 823138 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dakota County |
| Municipality | Eagan City |
| Unified School District | Rosemount-Apple Valley-Eagan (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,436.00 (+22.83%) | $617,700 (+7.5%) Land $192,000 Building $425,700 | $617,700 (+7.5%) Land $192,000 Building $425,700 |
| 2023 | $6,054.00 Homeowner's exemption | ||
| 2022 | $574,600 Land $186,900 Building $387,700 | $574,600 Land $186,900 Building $387,700 |
Source: FEMA National Flood Hazard Layer, Dakota County (27037C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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