549 Spruce St, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 549 Spruce St, Eagan, MN 55123 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 2014
Square Footage4,055 sqft Living Area
Lot Size12,425 sqft (0.285 acres)
OccupancyOwner Occupied
Last Sale$685,000 (2019)
Tax Bill$9,464.00 (2025)

Property Details

APN / Parcel Number

Primary APN10-45800-02-040

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Partial Baths1 Partial Baths
Building Area4,055 sqft Living Area
Gross Area4,729 sqft Gross Area
1st Floor1,746 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Construction TypeWood Construction
Lot Area12,425 sqft (0.285 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area674 sqft Garage

Location & Zoning

Street Address549 SPRUCE ST
CitySAINT PAUL
StateMN
Zip55123-4910
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLONG ACRES 1ST ADDITION 4 2
Legal SubdivisionLONG ACRES 1ST ADDITION
Legal Block2
Legal Lot Number40
JurisdictionDAKOTA MN
Minor Civil DivisionEAGAN
Census Blockgroup2
Census Block2016
Census Tract60732

Owner

Source: Dakota County records · APN 10-45800-02-040

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address549 SPRUCE ST, SAINT PAUL, MN 55123-4910
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2024Deed of Trust, Mortgage · Line of Credit
US BANK NA
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jun 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUPREME LNDG
Aug 07, 2019Warranty Deed, Transfer · Conventional Mortgage
AMERICAN MORTGAGE & EQUITY CONSULTA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2019 · Amount on Record
Deed SaleAug 07, 2019 · Amount on Record
Prior SaleAug 22, 2007 · Amount on Record
Deed Doc Number2019808882
Record RefreshedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address549 SPRUCE ST, EAGAN, MN 55123-4910
Transaction TypeMortgage
Record UpdatedMay 02, 2024
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 SPRUCE ST, EAGAN, MN 55123-4910

Mortgage

Document Number0000882369
DateApr 18, 2024
Instrument882369
Lender
NameUS BANK NA
TypeBank
AddressMINNEAPOLIS, MN 55402
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 01, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address549 SPRUCE ST, EAGAN, MN 55123-4910
Transaction TypeMortgage
Record UpdatedDec 06, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000854860
DateNov 29, 2021
Instrument854860
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address549 SPRUCE ST, EAGAN, MN 55123-4910
Document Number0000823718
Instrument DateJun 26, 2020
Transaction TypeMortgage
Record UpdatedJul 16, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address549 SPRUCE ST EAGAN MN 551234910, EAGAN, MN 55123-4910

Mortgage

Document Number0000823718
DateJul 02, 2020
Instrument823718
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateAug 07, 2019
Property Address549 SPRUCE ST, EAGAN, MN 55123-4910
Document Number0000808882
Instrument DateJul 30, 2019
Instrument808882
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyBURNET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,260.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address549 SPRUCE ST, EAGAN, MN 55123-4910

Mortgage

Document Number0000808885
DateAug 07, 2019
Instrument808885
Lender
NameAMERICAN MORTGAGE & EQUITY CONSULTA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2049

Mortgage

Document Number0000808886
DateAug 07, 2019
Instrument808886
Lender
NameTRUSTONE FINANCIAL FCU
TypeBank
AddressMINNEAPOLIS, MN 55447
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueAug 03, 2039

Tax Assessment & Valuation

Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,464.00$764,600 Land $192,000 Building $572,600$764,600 Land $192,000 Building $572,600

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