553 Pudding St, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 553 Pudding St, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,292 sqft · built 1945
Lot Size	1.87 acres (81,457 sqft)
Owner	Individual Name on Record
Tax Bill	$13,680 (2024)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372200 31.-1-28`

Property Details

APN / Parcel Number

Primary APN	`372200 31.-1-28`
Alternative APNs	`220003100000010280000000` `115983`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,292 sqft Living Area
Gross Area	2,580 sqft
1st Floor Area	1,408 sqft
2nd Floor Area	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	81,457 sqft (1.87 acres)
Lot Width	497 ft Width
View / Lot	Waterfront
Garage Type	Detached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	288 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	115983
Street Address	553 PUDDING ST
City	CARMEL
State	NY
Zip	10512-3951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Block	1
Legal Lot Number	28.00
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	2
Census Block	2040
Census Tract	10500

Owner

Source: Putnam County and Kent Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	553 PUDDING ST, CARMEL, NY 10512-3951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 13, 1994
Transfer Doc	1248000316
Record Updated	Jun 8, 2026

May 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM NY
Recording Date	May 31, 2017
Property Address	553 PUDDING ST, CARMEL, NY 10512-3951
Document Number	0020450259
Book / Page	002045 / 000259
Instrument Date	May 19, 2017
Instrument	1501316
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	RG AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	553 PUDDING ST CARMEL NY 105123951, CARMEL, NY 10512-3951

Mortgage

Document Number	67210451
Date	May 31, 2017
Book Page	006721/000451
Instrument	1601765

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 30, 2027

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$500,000 (+55.09%) Land $80,500 Building $419,500	$500,000 (+6.7%) Land $80,500 Building $419,500
2024	$13,680.00
2023		$322,400 (-) Land $37,200 Building $285,200	$468,605 (+21.66%) Land $54,070 Building $414,535
2022		$322,400 Land $37,200 Building $285,200	$385,185 Land $44,444 Building $340,741

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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