545 Pudding St, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 545 Pudding St, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,604 sqft · built 1945
Lot Size	6.16 acres (268,330 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Mar 2022)
Tax Bill	$14,566 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372200 31.-1-29`

Property Details

APN / Parcel Number

Primary APN	`372200 31.-1-29`
Alternative APNs	`220003100000010290000000` `116600`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,604 sqft Living Area
Gross Area	1,764 sqft
1st Floor Area	974 sqft
2nd Floor Area	630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	268,330 sqft (6.16 acres)
Lot Width	162 ft Width
View / Lot	Waterfront

Exterior Amenities

Porch	Covered Porch
Porch Area	380 sqft
Patio Area	1,104 sqft
Cabin	1,518 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	116600
Street Address	545 PUDDING ST
City	CARMEL
State	NY
Zip	10512-3951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Block	1
Legal Lot Number	29.00
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	2
Census Block	2040
Census Tract	10500

Owner

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	545 PUDDING ST, CARMEL, NY 10512-3951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Deed Document Number	20222696
Deed Book / Page	2264 / 145
Prior Transfer Date	Jul 26, 2006
Prior Transfer Doc	0017510181
Record Updated	Jun 8, 2026

March 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Mar 15, 2022
Property Address	545 PUDDING ST, CARMEL, NY 10512-3951
Document Number	0022640145
Book / Page	2264 / 145
Instrument Date	Mar 4, 2022
Instrument	2696-2022
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	545 PUDDING ST, 545, CARMEL, NY 10512-3951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SAINT JOHNS PL, BROOKLYN, NY 11238-5247

Mortgage

Document Number	0007607146
Date	Mar 15, 2022
Instrument	7607/146

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$541,000 (+57.59%) Land $125,200 Building $415,800	$541,000 (+8.42%) Land $125,200 Building $415,800
2024	$14,566.00	$343,300 (-) Land $44,900 Building $298,400	$498,983 (-)
2023		$343,300 (-) Land $44,900 Building $298,400	$498,983 (+21.66%) Land $65,262 Building $433,721
2022		$343,300 Land $44,900 Building $298,400	$410,155 Land $53,644 Building $356,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35