553 Main St, Mathews, VA 23109 Property Records

Mathews County property record for 553 Main St, Mathews, VA 23109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,251 sqft · built 1959
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Feb 2025)
Tax Bill	$1,308 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-A-62A`

Property Details

APN / Parcel Number

Primary APN	`26-A-62A`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,251 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Carport
Garage Area	552 sqft
Carport	Carport
Carport Area	552 sqft

Location & Zoning

Street Address	553 MAIN ST
City	MATHEWS
State	VA
Zip	23109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AC .340 0000/
Legal Lot Number	62A
Jurisdiction	MATHEWS VA
Township / Civil Division	WESTVILLE
Census Block Group	1
Census Block	1004
Census Tract	951402

Owner

Source: Mathews County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 481, MATHEWS, VA 23109-0481
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · USDA Mortgage HOMESPIRE MORTGAGE CORP
Jul 17, 2020	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2025 · Amount on Record
Deed Sale	Feb 26, 2025 · Amount on Record
Prior Sale	Jun 7, 2021 · Amount on Record
Deed Document Number	2025192
Prior Transfer Date	Jul 14, 2020
Prior Transfer Doc	0000000972
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	553 MAIN ST, MATHEWS, VA 23109
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000984
Date	Jun 7, 2021
Instrument	210000984

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2020: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	MATHEWS VA
Recording Date	Jul 17, 2020
Property Address	553 MAIN ST, MATHEWS, VA 23109
Document Number	200000972
Instrument Date	Jul 14, 2020
Instrument	200000972
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 RUTH LN, WILLIAMSBURG, VA 23188-1776

Tax Assessment & Valuation

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mathews County
Unified School District	Mathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,308.00	$211,000 (-) Land $21,100 Building $189,900
2025	$1,308.00 (+10.75%)	$211,000 (-) Land $21,100 Building $189,900
2023	$1,181.00	$211,000 Land $21,100 Building $189,900	$211,000 Land $21,100 Building $189,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 203 policies
Nearby Flood Policies	203 in force
Nearby Flood Claims	33 (1998–2022)
Most Recent Claim	Oct 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRICKET HILL APARTMENTS private · serves 88 people · EPA ID VA4115455
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025 Haloacetic acids resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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