Kane County property record for 513 Locust St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,465 sqft · built 1930 |
| Lot Size | 0.12 acres (5,240 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Jun 2005) |
| Tax Bill | $5,613 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-453-015 |
| Primary APN | 06-14-453-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 5 Stories |
| Building Area | 1,465 sqft Living Area |
| Gross Area | 2,464 sqft |
| Basement Area | 999 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 5,240 sqft (0.12 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 513 LOCUST ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J C & W H KIMBALLS ADDN BLOCK 2 THE WESTERLY 94.34 FT OF LOT 1 AS MEASURED ALONG NORTH LINE AS DESC IN DOC 1949181 |
| Legal Subdivision | J C&W H KIMBALLS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 851600 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 513 LOCUST ST, ELGIN, IL 60123-6363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2005 · Amount on Record |
| Deed Sale | Jun 24, 2005 · Amount on Record |
| Deed Document Number | 200571796 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,613.00 (+15.8%) Homeowner's exemption | $82,634 (+8.57%) Land $13,933 Building $68,701 | $248,001 (+8.57%) Land $41,816 Building $206,185 |
| 2024 | $76,111 (+21.39%) Land $12,833 Building $63,278 | $228,424 (+21.44%) Land $38,514 Building $189,910 | |
| 2022 | $4,847.00 (+4.75%) Homeowner's exemption | $62,698 (+8.34%) Land $10,572 Building $52,126 | $188,094 (+8.34%) Land $31,716 Building $156,378 |
| 2021 | $4,627.00 Homeowner's exemption | $57,873 Land $9,884 Building $47,989 | $173,619 Land $29,652 Building $143,967 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, Verizon.
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