553 Clay Lick Rd, Salvisa, KY 40372 Property Records

Mercer County property record for 553 Clay Lick Rd, Salvisa, KY 40372

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,796 sqft · built 2009
Lot Size4.46 acres (194,278 sqft)
OwnerIndividual Name on Record
Last Sale$410,000 (Dec 2024)
Tax Bill$2,001 (2025)
Deeds & MortgagesJul 2012 Mortgage
Nov 2009 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN041.00-00019.05

Property Details

APN / Parcel Number

Primary APN041.00-00019.05
Alternative APNs
  • 15045
  • 29485

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,796 sqft Living Area
Basement Area432 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area194,278 sqft (4.46 acres)
TerrainRolling
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number29485
Street Address553 CLAY LICK RD
CitySALVISA
StateKY
Zip40372-9577
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE CLAYLICK RD LOT
Legal SubdivisionMINOR
Legal Lot Number4
JurisdictionMERCER KY
Township / Civil DivisionSALVISA-MCAFEE
Census Block Group1
Census Block1006
Census Tract960100

Owner

Source: Mercer County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address553 CLAY LICK RD, SALVISA, KY 40372-9577
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2012Deed of Trust, Mortgage
GUARDIAN SAVINGS BANK, FSB
Nov 6, 2009Deed of Trust, Mortgage
GUARDIAN SAVINGS BANK FSB
May 22, 2026Deed of Trust, Mortgage · Line of Credit
WESBANCO BANK INC
Dec 27, 2024Deed, Transfer
Aug 10, 2020Deed, Transfer · Conventional Mortgage
CENTURY BANK OF KENTUCKY INC
Jun 8, 2020Deed, Transfer
Nov 6, 2009Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2024 · Amount on Record
Deed SaleDec 27, 2024 · Amount on Record
Prior SaleAug 10, 2020 · Amount on Record
Deed Document Number202412036695
Deed Book / Page385 / 379
Prior Transfer DateOct 29, 2009
Prior Transfer Doc000321/697
Record UpdatedSep 20, 2026

July 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER KY
Property Address553 CLAY LICK RD, SALVISA, KY 40372-9577
Transaction TypeMortgage
Record UpdatedJun 29, 2026
Title CompanyRAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY, INC.

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000560/272
DateJul 6, 2012
Book Page560/272
Instrument150963
Lender
NameGUARDIAN SAVINGS BANK, FSB
AddressCINCINNATI, OH 45239
Agreement
AmountAmount Recorded
Term240 Months
DueJul 1, 2032

November 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER KY
Property Address553 CLAY LICK RD, SALVISA, KY 40372-9577
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000514/244
DateNov 6, 2009
Book Page514/244
Lender
NameGUARDIAN SAVINGS BANK FSB
Agreement
AmountAmount Recorded
Term360 Months
DueNov 1, 2039

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER KY
Recording DateMay 22, 2026
Property Address553 CLAY LICK RD, SALVISA, KY 40372-9577
Document Number0012086831
Book / Page834 / 528
Instrument DateMay 19, 2026
Instrument202612086831
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address553 CLAY LICK RD, SALVISA, KY 40372-9577

Mortgage

Document Number0012086831,
DateMay 22, 2026
Book Page834/528
Instrument202612086831
Lender
NameWESBANCO BANK INC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 19, 2051
Interest
Rate TypeAdjustable Rate
Rate6.23%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2024: Deed, Transfer

Document TypeDeed
JurisdictionMERCER KY
Recording DateDec 27, 2024
Property Address553 CLAY LICK RD, SALVISA, KY 40372-9577
Document Number00D385/379
Book / PageD385 / 379
Map ReferenceCAB C SL 333
Instrument DateDec 23, 2024
Instrument12036695
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
Tax$410.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address164 CLAY LICK RD, SALVISA, KY 40372-9565

Transferred To (Grantee/Buyer)

NameVerified Name
Address553 CLAY LICK RD, SALVISA, KY 40372-9577

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionMERCER KY
Recording DateAug 10, 2020
Property Address553 CLAY LICK RD, SALVISA, KY 40372-9577
Document Number00D365/860
Book / PageD365 / 860
Instrument DateAug 6, 2020
Instrument12001922
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$42.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address220 CLAY LICK RD, SALVISA, KY 40372-9503

Transferred To (Grantee/Buyer)

NameVerified Name
Address553 CLAY LICK RD, SALVISA, KY 40372-9577

Mortgage

Document Number00M704/704
DateAug 6, 2020
Book PageM704/704
Instrument12001854
Lender
NameCENTURY BANK OF KENTUCKY INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 26, 2030
Interest
Rate TypeFixed Rate

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionMERCER KY
Recording DateJun 8, 2020
Property Address553 CLAY LICK RD, SALVISA, KY 40372-9577
Document Number000D365/53
Book / PageD365 / 53
Map ReferenceDB 347 PG 532
Instrument DateJun 2, 2020
Instrument12000783
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address124 CLAY LICK RD, SALVISA, KY 40372-9565

Transferred To (Grantee/Buyer)

NameVerified Name
Address553 CLAY LICK RD, SALVISA, KY 40372-9577

November 2009: Deed, Transfer

Document TypeDeed
JurisdictionMERCER KY
Recording DateNov 6, 2009
Property Address553 CLAY LICK RD, SALVISA, KY 40372-9577
Document Number000321/697
Book / Page321 / 697
Instrument DateOct 29, 2009
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address553 CLAY LICK RD, SALVISA, KY 40372-9577

Transferred To (Grantee/Buyer)

NameVerified Name
Address553 CLAY LICK RD, SALVISA, KY 40372-9577

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of January 13, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMercer County
Unified School DistrictMercer County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,001.00 (-13.68%)$410,000 (+111.34%) Land $40,000 Building $370,000$410,000 (+111.34%) Land $40,000 Building $370,000
2024$2,318.00 (-0.9%)
2023$2,339.00$194,000$194,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1984–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH MERCER WATER DISTRICT
serves 9,775 people · EPA ID KY0840321
Water SourcePurchased surface water from several systems
Last State InspectionApr 2023
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
E. coli
resolved · Jun 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Clay Lick Rd

Nearby Streets

Search Property Records by Address or Parcel Number